BKOR (Oak Ridge Financial Services) Total Noninterest Expense: $20.28 Mil (As of Dec. 2025)

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BKOR Oak Ridge Financial Services Inc BKOR
61 GF Score
Price $31.50
GF Value $22.48
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Oak Ridge Financial Services Total Noninterest Expense?

Oak Ridge Financial Services BKOR 61 Total Noninterest Expense is $20.28 Mil as of Dec. 2025. GuruFocus rates BKOR with a GF Score™ of 61/100 and a GF Value™ of $22.48 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Oak Ridge Financial Services's Total Noninterest Expense for the six months ended in Dec. 2025 was $20.28 Mil. Oak Ridge Financial Services's Total Noninterest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was $20.28 Mil.

Oak Ridge Financial Services Total Noninterest Expense Related Terms

Oak Ridge Financial Services Total Noninterest Expense Historical Data

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The historical data trend for Oak Ridge Financial Services's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oak Ridge Financial Services Total Noninterest Expense Chart

Oak Ridge Financial Services Annual Data
Trend Dec10 Dec11 Dec12 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.23 17.33 18.58 19.62 20.28

Oak Ridge Financial Services Semi-Annual Data
Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.23 17.33 18.58 19.62 20.28
BKOR
61GF Score
Oak Ridge Financial Services Inc BKOR
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Oak Ridge Financial Services Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Total Noninterest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was $20.28 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of $20.28 Mil mean?
Oak Ridge Financial Services (BKOR) has a Total Noninterest Expense of $20.28 Mil as of Dec. 2025. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Oak Ridge Financial Services and its competitors.
Is Oak Ridge Financial Services' Total Noninterest Expense too high?
Oak Ridge Financial Services' current Total Noninterest Expense is $20.28 Mil. Overall, Oak Ridge Financial Services has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oak Ridge Financial Services' Total Noninterest Expense compare to SLRK and MCBK?
Oak Ridge Financial Services' Total Noninterest Expense of $20.28 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Banks company?
A good Total Noninterest Expense depends on the Banks industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on Oak Ridge Financial Services and its competitors. Oak Ridge Financial Services's current Total Noninterest Expense is $20.28 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oak Ridge Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Oak Ridge Financial Services (BKOR) is currently considered Significantly Overvalued. The stock's GF Value™ is $22.48, compared to a current price of $31.50 — trading 40.1% above its estimated fair value. The current Total Noninterest Expense is $20.28 Mil. Oak Ridge Financial Services' overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For Oak Ridge Financial Services (BKOR), the current Total Noninterest Expense is $20.28 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oak Ridge Financial Services (BKOR) Overvalued in 2026?

Based on GuruFocus' analysis, Oak Ridge Financial Services stock appears to be overvalued. The current stock price of $31.50 is trading 40.1% above its estimated GF Value™ of $22.48. GuruFocus considers Oak Ridge Financial Services to be Significantly Overvalued.

Key valuation signals for BKOR:

  • Total Noninterest Expense: $20.28 Mil
  • GF Value™: $22.48 vs. price of $31.50 (40.1% above fair value)
  • GF Score™: 61/100 with 4 warning signs

No single metric tells the full story. See the BKOR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Oak Ridge Financial Services Business Description

Address 8050 Fogleman Road, Oak Ridge, NC, USA, 27310
Oak Ridge Financial Services Inc is a bank holding company. Along with its banking subsidiary, it offers financial services such as accepting a full range of deposit products and originating commercial and consumer loans, providing online banking services, etc., through its branch network located in Guilford County, North Carolina.
61GF Score

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Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$31.50
Price
$22.48
GF Value