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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Oak Ridge Financial ServicesBKOR 61 Median PS Value is $19.67 as of Jul. 30, 2026, which is 1276% above its 10-year median of 1.43. GuruFocus rates BKOR with a GF Score™ of 61/100 and a GF Value™ of $22.48 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,044 Banks companies, Oak Ridge Financial Services ranks worse than 82.09% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Oak Ridge Financial Services's Median PS Value or its related term are showing as below:
BKOR'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 1.08 Med: 1.43 Max: 2.49
Current: 1.6
During the past 13 years, the highest Price to Median PS Value of Oak Ridge Financial Services was 2.49. The lowest was 1.08. And the median was 1.43.
BKOR's Price-to-Median-PS-Value is ranked worse than 82.09% of 1044
companies
in the Banks industry
Industry Median: 1.13
vs BKOR: 1.60
Oak Ridge Financial Services (OTCPK:BKOR) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Oak Ridge Financial Services's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
31.50
/
19.67
=
1.60
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Oak Ridge Financial Services Median PS Value Related Terms
Oak Ridge Financial Services Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Oak Ridge Financial Services Median PS Value Chart
BKOR vs SLRK, MCBK, ORPB: Median PS Value Comparison
For the Banks - Regional subindustry, Oak Ridge Financial Services's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Oak Ridge Financial Services Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Oak Ridge Financial Services's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Oak Ridge Financial Services's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 1.7602.
For company reported annually, GuruFocus uses latest annual data as the TTM data. Oak Ridge Financial Services's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $11.175.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Oak Ridge Financial Services (BKOR) has a Median PS Value of $19.67 as of Jul. 30, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Oak Ridge Financial Services and its competitors. This is 1276% above median its historical median of 1.43. Over the past decade, Oak Ridge Financial Services' Median PS Value has ranged from 1.08 to 2.49. According to the industry distribution chart, Oak Ridge Financial Services ranks #857 out of 1044 companies in the Banks industry, placing it in the top 82.1%.
Is Oak Ridge Financial Services' Median PS Value too high?
Oak Ridge Financial Services' current Median PS Value of $19.67 is 1276% above median its 10-year median of 1.43. Over the past 10 years, this metric has ranged from a low of 1.08 to a high of 2.49. The Banks industry median Median PS Value is 1.13. Oak Ridge Financial Services' value of $19.67 is 1640.7% above this industry median. Based on the distribution chart, Oak Ridge Financial Services ranks #857 out of 1044 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Oak Ridge Financial Services has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oak Ridge Financial Services' Median PS Value compare to SLRK and MCBK?
According to the Banks industry distribution chart, Oak Ridge Financial Services ranks #857 out of 1044 companies for Median PS Value. This places Oak Ridge Financial Services in the lower half of its industry. The industry median Median PS Value is 1.13. Oak Ridge Financial Services' value of $19.67 is 1640.7% above this benchmark. Historically, Oak Ridge Financial Services' own Median PS Value has ranged from 1.08 to 2.49 over the past decade. While the company's 10-year median is 1.43 vs. the industry median of 1.13, Oak Ridge Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.13, based on 1,044 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Oak Ridge Financial Services's current Median PS Value of $19.67 is 1640.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Oak Ridge Financial Services and its competitors. For the Banks industry, the median Median PS Value is 1.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oak Ridge Financial Services's current Median PS Value is $19.67, which is 1276% above median its own 10-year median of 1.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oak Ridge Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Oak Ridge Financial Services (BKOR) is currently considered Significantly Overvalued. The stock's GF Value™ is $22.48, compared to a current price of $31.50 — trading 40.1% above its estimated fair value. The current Median PS Value is $19.67, which is 1276% above median its 10-year median of 1.43 and 1640.7% above the Banks industry median of 1.13. Oak Ridge Financial Services' overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Oak Ridge Financial Services (BKOR), the current Median PS Value is $19.67 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Oak Ridge Financial Services (BKOR) Overvalued in 2026?
Based on GuruFocus' analysis, Oak Ridge Financial Services stock appears to be overvalued.
The current stock price of $31.50 is trading 40.1% above its estimated GF Value™ of $22.48.
GuruFocus considers Oak Ridge Financial Services to be Significantly Overvalued.
Key valuation signals for BKOR:
Median PS Value: $19.67 (1276% above median its 10-year median of 1.43)
GF Value™: $22.48 vs. price of $31.50 (40.1% above fair value)
Industry Position: 1640.7% above the Banks median (#857 of 1044)
No single metric tells the full story. See the BKOR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Oak Ridge Financial Services Inc is a bank holding company. Along with its banking subsidiary, it offers financial services such as accepting a full range of deposit products and originating commercial and consumer loans, providing online banking services, etc., through its branch network located in Guilford County, North Carolina.
61GF Score
Get the complete analysis for BKOR
Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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