BKOR (Oak Ridge Financial Services) ROC %: % (As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BKOR Oak Ridge Financial Services Inc BKOR
61 GF Score
Price $31.50
GF Value $22.48
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Oak Ridge Financial Services ROC %?

Oak Ridge Financial Services BKOR 61 ROC % is % as of Dec. 2025. GuruFocus rates BKOR with a GF Score™ of 61/100 and a GF Value™ of $22.48 (Significantly Overvalued). The stock has 4 warning signs investors should review.

ROC %does not apply to banks.

BKOR
61GF Score
Oak Ridge Financial Services Inc BKOR
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Oak Ridge Financial Services (BKOR) has a ROC % of % as of Dec. 2025. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Oak Ridge Financial Services and its competitors.
Is Oak Ridge Financial Services' ROC % too high?
Oak Ridge Financial Services' current ROC % is %. Overall, Oak Ridge Financial Services has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oak Ridge Financial Services' ROC % compare to SLRK and MCBK?
Oak Ridge Financial Services' ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.85, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Oak Ridge Financial Services and its competitors. For the Banks industry, the median ROC % is 1.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oak Ridge Financial Services's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oak Ridge Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Oak Ridge Financial Services (BKOR) is currently considered Significantly Overvalued. The stock's GF Value™ is $22.48, compared to a current price of $31.50 — trading 40.1% above its estimated fair value. The current ROC % is %. Oak Ridge Financial Services' overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Oak Ridge Financial Services (BKOR), the current ROC % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oak Ridge Financial Services (BKOR) Overvalued in 2026?

Based on GuruFocus' analysis, Oak Ridge Financial Services stock appears to be overvalued. The current stock price of $31.50 is trading 40.1% above its estimated GF Value™ of $22.48. GuruFocus considers Oak Ridge Financial Services to be Significantly Overvalued.

Key valuation signals for BKOR:

  • ROC %: %
  • GF Value™: $22.48 vs. price of $31.50 (40.1% above fair value)
  • GF Score™: 61/100 with 4 warning signs

No single metric tells the full story. See the BKOR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Oak Ridge Financial Services Business Description

Address 8050 Fogleman Road, Oak Ridge, NC, USA, 27310
Oak Ridge Financial Services Inc is a bank holding company. Along with its banking subsidiary, it offers financial services such as accepting a full range of deposit products and originating commercial and consumer loans, providing online banking services, etc., through its branch network located in Guilford County, North Carolina.
61GF Score

Get the complete analysis for BKOR

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$31.50
Price
$22.48
GF Value