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Grupo Aval Acciones y Valores's quarterly Gross Loan
declined
from Sep. 2025 (COP204,875,300 Mil) to Dec. 2025 (COP192,655,943 Mil) but then
increased
from Dec. 2025 (COP192,655,943 Mil) to Mar. 2026 (COP195,127,000 Mil).
Grupo Aval Acciones y Valores's annual Gross Loan
increased
from Dec. 2023 (COP186,203,770 Mil) to Dec. 2024 (COP200,136,125 Mil) but then
declined
from Dec. 2024 (COP200,136,125 Mil) to Dec. 2025 (COP192,655,943 Mil).
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Grupo Aval Acciones y Valores Gross Loan Calculation
Gross Loan represents the sum of all loans (commercial, consumer, mortgage, etc.) as well as leases before any provisions for loan losses or unearned discounts.
What does a Gross Loan of COP195,127,000 Mil mean?
Grupo Aval Acciones y Valores (BOG:PFAVAL) has a Gross Loan of COP195,127,000 Mil as of Mar. 2026. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on Grupo Aval Acciones y Valores and its competitors.
Is Grupo Aval Acciones y Valores' Gross Loan too high?
Grupo Aval Acciones y Valores' current Gross Loan is COP195,127,000 Mil. Overall, Grupo Aval Acciones y Valores has a GF Score™ of 3/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Aval Acciones y Valores' Gross Loan compare to PNC and USB?
Grupo Aval Acciones y Valores' Gross Loan of COP195,127,000 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Loan for a Banks company?
A good Gross Loan depends on the Banks industry context. However, Gross Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Loan mean?
A high Gross Loan can signal that a stock is expensive relative to its fundamentals. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on Grupo Aval Acciones y Valores and its competitors. Grupo Aval Acciones y Valores's current Gross Loan is COP195,127,000 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Aval Acciones y Valores stock overvalued right now?
Based on GuruFocus' analysis, Grupo Aval Acciones y Valores (BOG:PFAVAL) is currently considered Significantly Overvalued. The stock's GF Value™ is COP562.80, compared to a current price of COP844.00 — trading 50% above its estimated fair value. The current Gross Loan is COP195,127,000 Mil. Grupo Aval Acciones y Valores' overall GF Score™ is 3/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Loan calculated?
Gross Loan is calculated from a company's financial statements. For Grupo Aval Acciones y Valores (BOG:PFAVAL), the current Gross Loan is COP195,127,000 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Grupo Aval Acciones y Valores (BOG:PFAVAL) Overvalued in 2026?
Based on GuruFocus' analysis, Grupo Aval Acciones y Valores stock appears to be overvalued.
The current stock price of COP844.00 is trading 50% above its estimated GF Value™ of COP562.80.
GuruFocus considers Grupo Aval Acciones y Valores to be Significantly Overvalued.
Key valuation signals for BOG:PFAVAL:
Gross Loan: COP195,127,000 Mil
GF Value™: COP562.80 vs. price of COP844.00 (50% above fair value)
No single metric tells the full story. See the BOG:PFAVAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Grupo Aval Acciones y Valores SA is a Colombian financial services company. Its segments include: Banking Services segment comprises Banking Services, fund management and trust businesses, storage companies and entities that manage low-value payment systems. Merchant Banking segment comprises Financial Sector (trust and brokerage), Gas and Energy Sector (includes natural gas and energy transportation and distribution businesses), Infrastructure Sector (includes road infrastructure projects, construction services, and operation and maintenance), Hotel Sector (includes hospitality services), Agribusiness Sector (includes palm oil, rubber and rice businesses). Pension and Severance Fund Management segment comprise administrator of pension and severance funds; and Holding segment.
3GF Score
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