Grupo Aval Acciones y ValoresBOG:PFAVAL -1.02% Return-on-Tangible-Equity is Negative Tangible Equity% as of Mar. 2026. The stock has 5 warning signs investors should review. Among 1,523 Banks companies, Grupo Aval Acciones y Valores ranks better than 99.93% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Grupo Aval Acciones y Valores's annualized net income for the quarter that ended in Mar. 2026 was COP1,346,400 Mil. Grupo Aval Acciones y Valores's average shareholder tangible equity for the quarter that ended in Mar. 2026 was COP-352,343 Mil. Therefore, Grupo Aval Acciones y Valores's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was Negative Tangible Equity%.
The historical rank and industry rank for Grupo Aval Acciones y Valores's Return-on-Tangible-Equity or its related term are showing as below:
BOG:PFAVAL'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 36.82 Med: 78.85 Max: 1037.08
Current: Negative Tangible Equity
During the past 13 years, Grupo Aval Acciones y Valores's highest Return-on-Tangible-Equity was 1,037.08%. The lowest was 36.82%. And the median was 78.85%.
BOG:PFAVAL's Return-on-Tangible-Equity is ranked better than 99.93% of 1523
companies
in the Banks industry
Industry Median: 11.2
vs BOG:PFAVAL: Negative Tangible Equity
Grupo Aval Acciones y Valores (BOG:PFAVAL) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Grupo Aval Acciones y Valores Return-on-Tangible-Equity Related Terms
Grupo Aval Acciones y Valores Return-on-Tangible-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Grupo Aval Acciones y Valores Return-on-Tangible-Equity Chart
BOG:PFAVAL vs PNC, USB: Return-on-Tangible-Equity Comparison
For the Banks - Regional subindustry, Grupo Aval Acciones y Valores's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grupo Aval Acciones y Valores Return-on-Tangible-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Grupo Aval Acciones y Valores's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Grupo Aval Acciones y Valores's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of Negative Tangible Equity% mean?
Grupo Aval Acciones y Valores (BOG:PFAVAL) has a Return-on-Tangible-Equity of Negative Tangible Equity% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Grupo Aval Acciones y Valores and its competitors. Over the past decade, Grupo Aval Acciones y Valores' Return-on-Tangible-Equity has ranged from 36.82 to 1,037.08. According to the industry distribution chart, Grupo Aval Acciones y Valores ranks #1 out of 1523 companies in the Banks industry, placing it in the top 0.099999999999994%.
Is Grupo Aval Acciones y Valores' Return-on-Tangible-Equity too high?
Grupo Aval Acciones y Valores' current Return-on-Tangible-Equity is Negative Tangible Equity%. Over the past 10 years, this metric has ranged from a low of 36.82 to a high of 1,037.08. Based on the distribution chart, Grupo Aval Acciones y Valores ranks #1 out of 1523 companies in the Banks industry, which is in the top quartile — a strong position relative to peers.
How does Grupo Aval Acciones y Valores' Return-on-Tangible-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Grupo Aval Acciones y Valores ranks #1 out of 1523 companies for Return-on-Tangible-Equity. This places Grupo Aval Acciones y Valores in the top 0% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 11.20. Historically, Grupo Aval Acciones y Valores' own Return-on-Tangible-Equity has ranged from 36.82 to 1,037.08 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.20, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Grupo Aval Acciones y Valores and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Aval Acciones y Valores's current Return-on-Tangible-Equity is Negative Tangible Equity%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Aval Acciones y Valores stock overvalued right now?
Based on GuruFocus' analysis, Grupo Aval Acciones y Valores (BOG:PFAVAL) is currently considered Significantly Overvalued. The stock's GF Value™ is COP571.59, compared to a current price of COP873.00 — trading 52.7% above its estimated fair value. The current Return-on-Tangible-Equity is Negative Tangible Equity%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Grupo Aval Acciones y Valores (BOG:PFAVAL), the current Return-on-Tangible-Equity is Negative Tangible Equity% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Grupo Aval Acciones y Valores Business Description
Grupo Aval Acciones y Valores SA is a Colombian financial services company. Its segments include: Banking Services segment comprises Banking Services, fund management and trust businesses, storage companies and entities that manage low-value payment systems. Merchant Banking segment comprises Financial Sector (trust and brokerage), Gas and Energy Sector (includes natural gas and energy transportation and distribution businesses), Infrastructure Sector (includes road infrastructure projects, construction services, and operation and maintenance), Hotel Sector (includes hospitality services), Agribusiness Sector (includes palm oil, rubber and rice businesses). Pension and Severance Fund Management segment comprise administrator of pension and severance funds; and Holding segment.
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