Grupo Aval Acciones y ValoresBOG:PFAVAL -0.11% Pretax Margin % is 27.77% as of Mar. 2026, which is 15% below its 10-year median of 32.84. The stock has 4 warning signs investors should review. Among 1,527 Banks companies, Grupo Aval Acciones y Valores ranks worse than 70.53% on this metric.
The historical rank and industry rank for Grupo Aval Acciones y Valores's Pretax Margin % or its related term are showing as below:
BOG:PFAVAL'
s Pretax Margin % Range Over the Past 10 Years
Min: 20.22 Med: 32.84 Max: 39.76
Current: 26.81
BOG:PFAVAL's Pretax Margin % is ranked worse than 70.53% of 1527
companies
in the Banks industry
Industry Median: 34.88
vs BOG:PFAVAL: 26.81
Grupo Aval Acciones y Valores (BOG:PFAVAL) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Grupo Aval Acciones y Valores Pretax Margin % Related Terms
Grupo Aval Acciones y Valores Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Grupo Aval Acciones y Valores Pretax Margin % Chart
For the Banks - Regional subindustry, Grupo Aval Acciones y Valores's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grupo Aval Acciones y Valores Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Grupo Aval Acciones y Valores's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Grupo Aval Acciones y Valores's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Grupo Aval Acciones y Valores (BOG:PFAVAL) has a Pretax Margin % of 27.77% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Grupo Aval Acciones y Valores and its competitors. This is 15% below median its historical median of 32.84. Over the past decade, Grupo Aval Acciones y Valores' Pretax Margin % has ranged from 20.22 to 39.76. According to the industry distribution chart, Grupo Aval Acciones y Valores ranks #1077 out of 1527 companies in the Banks industry, placing it in the top 70.5%.
Is Grupo Aval Acciones y Valores' Pretax Margin % too high?
Grupo Aval Acciones y Valores' current Pretax Margin % of 27.77% is 15% below median its 10-year median of 32.84. Over the past 10 years, this metric has ranged from a low of 20.22 to a high of 39.76. The Banks industry median Pretax Margin % is 34.88. Grupo Aval Acciones y Valores' value of 27.77% is 20.4% below this industry median. Based on the distribution chart, Grupo Aval Acciones y Valores ranks #1077 out of 1527 companies in the Banks industry, which is below the industry midpoint.
How does Grupo Aval Acciones y Valores' Pretax Margin % compare to PNC?
According to the Banks industry distribution chart, Grupo Aval Acciones y Valores ranks #1077 out of 1527 companies for Pretax Margin %. This places Grupo Aval Acciones y Valores in the lower half of its industry. The industry median Pretax Margin % is 34.88. Grupo Aval Acciones y Valores' value of 27.77% is 20.4% below this benchmark. Historically, Grupo Aval Acciones y Valores' own Pretax Margin % has ranged from 20.22 to 39.76 over the past decade. While the company's 10-year median is 32.84 vs. the industry median of 34.88, Grupo Aval Acciones y Valores has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.88, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo Aval Acciones y Valores's current Pretax Margin % of 27.77% is 20.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Grupo Aval Acciones y Valores and its competitors. For the Banks industry, the median Pretax Margin % is 34.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Aval Acciones y Valores's current Pretax Margin % is 27.77%, which is 15% below median its own 10-year median of 32.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Aval Acciones y Valores stock overvalued right now?
Based on GuruFocus' analysis, Grupo Aval Acciones y Valores (BOG:PFAVAL) is currently considered Significantly Overvalued. The stock's GF Value™ is COP562.05, compared to a current price of COP880.00 — trading 56.6% above its estimated fair value. The current Pretax Margin % is 27.77%, which is 15% below median its 10-year median of 32.84 and 20.4% below the Banks industry median of 34.88. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Grupo Aval Acciones y Valores (BOG:PFAVAL), the current Pretax Margin % is 27.77% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Grupo Aval Acciones y Valores Business Description
Grupo Aval Acciones y Valores SA is a Colombian financial services company. Its segments include: Banking Services segment comprises Banking Services, fund management and trust businesses, storage companies and entities that manage low-value payment systems. Merchant Banking segment comprises Financial Sector (trust and brokerage), Gas and Energy Sector (includes natural gas and energy transportation and distribution businesses), Infrastructure Sector (includes road infrastructure projects, construction services, and operation and maintenance), Hotel Sector (includes hospitality services), Agribusiness Sector (includes palm oil, rubber and rice businesses). Pension and Severance Fund Management segment comprise administrator of pension and severance funds; and Holding segment.
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