Grupo Aval Acciones y Valores (BOG:PFAVAL) Financial Strength: 0 (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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BOG:PFAVAL Grupo Aval Acciones y Valores SA BOG:PFAVAL
17 GF Score
Price COP830.00
GF Value COP566.43
Valuation Significantly Overvalued
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What is Grupo Aval Acciones y Valores Financial Strength?

Grupo Aval Acciones y Valores has the Financial Strength Rank of 0.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

GuruFocus does not calculate Grupo Aval Acciones y Valores's interest coverage with the available data. Grupo Aval Acciones y Valores's debt to revenue ratio for the quarter that ended in Mar. 2026 was 3.32. Altman Z-Score does not apply to banks and insurance companies.

Grupo Aval Acciones y Valores  (BOG:PFAVAL) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Grupo Aval Acciones y Valores has the Financial Strength Rank of 0.

Grupo Aval Acciones y Valores Financial Strength Related Terms

BOG:PFAVAL
17GF Score
Grupo Aval Acciones y Valores SA BOG:PFAVAL
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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Grupo Aval Acciones y Valores Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Grupo Aval Acciones y Valores's Interest Expense for the months ended in Mar. 2026 was COP-4,867,400 Mil. Its Operating Income for the months ended in Mar. 2026 was COP0 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was COP64,431,000 Mil.

Grupo Aval Acciones y Valores's Interest Coverage for the quarter that ended in Mar. 2026 is

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Grupo Aval Acciones y Valores's Debt to Revenue Ratio for the quarter that ended in Mar. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Mar. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 64431000) / 19380800
=3.32

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Altman Z-Score does not apply to banks and insurance companies.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Grupo Aval Acciones y Valores (BOG:PFAVAL) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo Aval Acciones y Valores stock appears to be overvalued. The current stock price of COP830.00 is trading 46.5% above its estimated GF Value™ of COP566.43. GuruFocus considers Grupo Aval Acciones y Valores to be Significantly Overvalued.

Key valuation signals for BOG:PFAVAL:

  • Financial Strength: 0
  • GF Value™: COP566.43 vs. price of COP830.00 (46.5% above fair value)
  • GF Score™: 17/100

No single metric tells the full story. See the BOG:PFAVAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Grupo Aval Acciones y Valores Business Description

Address Carrera 13 No. 26A - 47, Bogota D.C., COL, 110311
Grupo Aval Acciones y Valores SA is a Colombian financial services company. Its segments include: Banking Services segment comprises Banking Services, fund management and trust businesses, storage companies and entities that manage low-value payment systems. Merchant Banking segment comprises Financial Sector (trust and brokerage), Gas and Energy Sector (includes natural gas and energy transportation and distribution businesses), Infrastructure Sector (includes road infrastructure projects, construction services, and operation and maintenance), Hotel Sector (includes hospitality services), Agribusiness Sector (includes palm oil, rubber and rice businesses). Pension and Severance Fund Management segment comprise administrator of pension and severance funds; and Holding segment.
17GF Score

Get the complete analysis for BOG:PFAVAL

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

COP830.00
Price
COP566.43
GF Value