Grupo Aval Acciones y Valores (BOG:PFAVAL) Net Loan: COP186,819,000 Mil (As of Mar. 2026)


BOG:PFAVAL Grupo Aval Acciones y Valores SA BOG:PFAVAL
8 GF Score
Price COP853.00
GF Value COP573.77
Valuation Significantly Overvalued
View Full Analysis

What is Grupo Aval Acciones y Valores Net Loan?

Grupo Aval Acciones y Valores BOG:PFAVAL +2.03% 8 Net Loan is COP186,819,000 Mil as of Mar. 2026. GuruFocus rates BOG:PFAVAL with a GF Score™ of 8/100 and a GF Value™ of COP573.77 (Significantly Overvalued).

Grupo Aval Acciones y Valores's quarterly net loan declined from Sep. 2025 (COP195,869,000 Mil) to Dec. 2025 (COP184,225,973 Mil) but then increased from Dec. 2025 (COP184,225,973 Mil) to Mar. 2026 (COP186,819,000 Mil).

Grupo Aval Acciones y Valores's annual net loan increased from Dec. 2023 (COP176,168,055 Mil) to Dec. 2024 (COP184,225,973 Mil) but then declined from Dec. 2024 (COP184,225,973 Mil) to Dec. 2025 (COP186,819,000 Mil).

Grupo Aval Acciones y Valores Net Loan Historical Data

* Premium members only.

The historical data trend for Grupo Aval Acciones y Valores's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Grupo Aval Acciones y Valores Net Loan Chart

Grupo Aval Acciones y Valores Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 220,297,825.00 179,115,847.00 176,168,055.00 190,129,486.00 184,225,973.00

Grupo Aval Acciones y Valores Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 189,927,200.00 191,805,500.00 195,869,000.00 184,225,973.00 186,819,000.00
BOG:PFAVAL
8GF Score
Grupo Aval Acciones y Valores SA BOG:PFAVAL
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Grupo Aval Acciones y Valores Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of COP186,819,000 Mil mean?
Grupo Aval Acciones y Valores (BOG:PFAVAL) has a Net Loan of COP186,819,000 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Grupo Aval Acciones y Valores and its competitors.
Is Grupo Aval Acciones y Valores' Net Loan too high?
Grupo Aval Acciones y Valores' current Net Loan is COP186,819,000 Mil. Overall, Grupo Aval Acciones y Valores has a GF Score™ of 8/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Grupo Aval Acciones y Valores' Net Loan compare to PNC and USB?
Grupo Aval Acciones y Valores' Net Loan of COP186,819,000 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Grupo Aval Acciones y Valores and its competitors. Grupo Aval Acciones y Valores's current Net Loan is COP186,819,000 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Aval Acciones y Valores stock overvalued right now?
Based on GuruFocus' analysis, Grupo Aval Acciones y Valores (BOG:PFAVAL) is currently considered Significantly Overvalued. The stock's GF Value™ is COP573.77, compared to a current price of COP853.00 — trading 48.7% above its estimated fair value. The current Net Loan is COP186,819,000 Mil. Grupo Aval Acciones y Valores' overall GF Score™ is 8/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Grupo Aval Acciones y Valores (BOG:PFAVAL), the current Net Loan is COP186,819,000 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Grupo Aval Acciones y Valores (BOG:PFAVAL) Overvalued in 2026?

Based on GuruFocus' analysis, Grupo Aval Acciones y Valores stock appears to be overvalued. The current stock price of COP853.00 is trading 48.7% above its estimated GF Value™ of COP573.77. GuruFocus considers Grupo Aval Acciones y Valores to be Significantly Overvalued.

Key valuation signals for BOG:PFAVAL:

  • Net Loan: COP186,819,000 Mil
  • GF Value™: COP573.77 vs. price of COP853.00 (48.7% above fair value)
  • GF Score™: 8/100

No single metric tells the full story. See the BOG:PFAVAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Grupo Aval Acciones y Valores Business Description

Address Carrera 13 No. 26A - 47, Bogota D.C., COL, 110311
Grupo Aval Acciones y Valores SA is a Colombian financial services company. Its segments include: Banking Services segment comprises Banking Services, fund management and trust businesses, storage companies and entities that manage low-value payment systems. Merchant Banking segment comprises Financial Sector (trust and brokerage), Gas and Energy Sector (includes natural gas and energy transportation and distribution businesses), Infrastructure Sector (includes road infrastructure projects, construction services, and operation and maintenance), Hotel Sector (includes hospitality services), Agribusiness Sector (includes palm oil, rubber and rice businesses). Pension and Severance Fund Management segment comprise administrator of pension and severance funds; and Holding segment.
8GF Score

Get the complete analysis for BOG:PFAVAL

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

COP853.00
Price
COP573.77
GF Value