Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Grupo Aval Acciones y Valores's 3-Year RORE % for the quarter that ended in Mar. 2026 was 268.25%.
BOG:PFAVAL's 3-Year RORE % is ranked better than 98.51% of 1472
companies
in the Banks industry
Industry Median: 9.93
vs BOG:PFAVAL: 268.25
Grupo Aval Acciones y Valores (BOG:PFAVAL) 3-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Grupo Aval Acciones y Valores 3-Year RORE % Related Terms
Grupo Aval Acciones y Valores 3-Year RORE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Grupo Aval Acciones y Valores's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Grupo Aval Acciones y Valores 3-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, Grupo Aval Acciones y Valores's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Grupo Aval Acciones y Valores's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.
Grupo Aval Acciones y Valores (BOG:PFAVAL) has a 3-Year RORE % of 268.25 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Grupo Aval Acciones y Valores and its competitors. According to the industry distribution chart, Grupo Aval Acciones y Valores ranks #22 out of 1472 companies in the Banks industry, placing it in the top 1.5%.
Is Grupo Aval Acciones y Valores' 3-Year RORE % too high?
Grupo Aval Acciones y Valores' current 3-Year RORE % is 268.25. The Banks industry median 3-Year RORE % is 9.93. Grupo Aval Acciones y Valores' value of 268.25 is 2601.4% above this industry median. Based on the distribution chart, Grupo Aval Acciones y Valores ranks #22 out of 1472 companies in the Banks industry, which is in the top quartile — a strong position relative to peers.
How does Grupo Aval Acciones y Valores' 3-Year RORE % compare to PNC and USB?
According to the Banks industry distribution chart, Grupo Aval Acciones y Valores ranks #22 out of 1472 companies for 3-Year RORE %. This places Grupo Aval Acciones y Valores in the top 2% of its industry — outperforming the majority of peers. The industry median 3-Year RORE % is 9.93. Grupo Aval Acciones y Valores' value of 268.25 is 2601.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Banks company?
The median 3-Year RORE % among Banks companies is 9.93, based on 1,472 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Grupo Aval Acciones y Valores's current 3-Year RORE % of 268.25 is 2601.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Grupo Aval Acciones y Valores and its competitors. For the Banks industry, the median 3-Year RORE % is 9.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Grupo Aval Acciones y Valores's current 3-Year RORE % is 268.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Grupo Aval Acciones y Valores stock overvalued right now?
Based on GuruFocus' analysis, Grupo Aval Acciones y Valores (BOG:PFAVAL) is currently considered Significantly Overvalued. The stock's GF Value™ is COP571.79, compared to a current price of COP861.00 — trading 50.6% above its estimated fair value. The current 3-Year RORE % is 268.25 and 2601.4% above the Banks industry median of 9.93. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Grupo Aval Acciones y Valores (BOG:PFAVAL), the current 3-Year RORE % is 268.25 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Grupo Aval Acciones y Valores Business Description
Grupo Aval Acciones y Valores SA is a Colombian financial services company. Its segments include: Banking Services segment comprises Banking Services, fund management and trust businesses, storage companies and entities that manage low-value payment systems. Merchant Banking segment comprises Financial Sector (trust and brokerage), Gas and Energy Sector (includes natural gas and energy transportation and distribution businesses), Infrastructure Sector (includes road infrastructure projects, construction services, and operation and maintenance), Hotel Sector (includes hospitality services), Agribusiness Sector (includes palm oil, rubber and rice businesses). Pension and Severance Fund Management segment comprise administrator of pension and severance funds; and Holding segment.
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