FCAP (First Capital) Gross Loan: $679.13 Mil (As of Jun. 2026)

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FCAP First Capital Inc FCAP
67 GF Score
Price $62.60
GF Value $46.65
Valuation Significantly Overvalued
! 1 Warning Sign
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What is First Capital Gross Loan?

First Capital FCAP -0.16% 67 Gross Loan is $679.13 Mil as of Jun. 2026. GuruFocus rates FCAP with a GF Score™ of 67/100 and a GF Value™ of $46.65 (Significantly Overvalued). The stock has 1 warning sign investors should review.

First Capital's Gross Loan for the quarter that ended in Jun. 2026 was $679.13 Mil.

First Capital's quarterly Gross Loan increased from Dec. 2025 ($664.61 Mil) to Mar. 2026 ($674.47 Mil) and increased from Mar. 2026 ($674.47 Mil) to Jun. 2026 ($679.13 Mil).

First Capital's annual Gross Loan increased from Dec. 2023 ($622.05 Mil) to Dec. 2024 ($639.85 Mil) and increased from Dec. 2024 ($639.85 Mil) to Dec. 2025 ($664.61 Mil).

First Capital Gross Loan Related Terms

First Capital Gross Loan Historical Data

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The historical data trend for First Capital's Gross Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Capital Gross Loan Chart

First Capital Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Gross Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 490.66 564.31 622.05 639.85 664.61

First Capital Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Gross Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 659.37 652.12 664.61 674.47 679.13
FCAP
67GF Score
First Capital Inc FCAP
Gross Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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First Capital Gross Loan Calculation

Gross Loan represents the sum of all loans (commercial, consumer, mortgage, etc.) as well as leases before any provisions for loan losses or unearned discounts.

Frequently Asked Questions Learn more about Gross Loan →
What does a Gross Loan of $679.13 Mil mean?
First Capital (FCAP) has a Gross Loan of $679.13 Mil as of Jun. 2026. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on First Capital and its competitors.
Is First Capital's Gross Loan too high?
First Capital's current Gross Loan is $679.13 Mil. Overall, First Capital has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Capital's Gross Loan compare to PSBQ and OAKC?
First Capital's Gross Loan of $679.13 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Loan for a Banks company?
A good Gross Loan depends on the Banks industry context. However, Gross Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Loan mean?
A high Gross Loan can signal that a stock is expensive relative to its fundamentals. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on First Capital and its competitors. First Capital's current Gross Loan is $679.13 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Capital stock overvalued right now?
Based on GuruFocus' analysis, First Capital (FCAP) is currently considered Significantly Overvalued. The stock's GF Value™ is $46.65, compared to a current price of $62.60 — trading 34.2% above its estimated fair value. The current Gross Loan is $679.13 Mil. First Capital's overall GF Score™ is 67/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Loan calculated?
Gross Loan is calculated from a company's financial statements. For First Capital (FCAP), the current Gross Loan is $679.13 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Capital (FCAP) Overvalued in 2026?

Based on GuruFocus' analysis, First Capital stock appears to be overvalued. The current stock price of $62.60 is trading 34.2% above its estimated GF Value™ of $46.65. GuruFocus considers First Capital to be Significantly Overvalued.

Key valuation signals for FCAP:

  • Gross Loan: $679.13 Mil
  • GF Value™: $46.65 vs. price of $62.60 (34.2% above fair value)
  • GF Score™: 67/100 with 1 warning sign

No single metric tells the full story. See the FCAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Capital Business Description

Address 220 Federal Drive, N.W, Corydon, IN, USA, 47112
First Capital Inc is an Indiana chartered commercial bank that provides a variety of banking services to individuals and businesses. It provides retail and business banking, residential mortgage lending, real estate finance, and asset-based lending. The bank's primary source of revenue is real estate mortgage loans.
67GF Score

Get the complete analysis for FCAP

Gross Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$62.60
Price
$46.65
GF Value