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First CapitalFCAP -0.16%67 Market Cap is $209.37 Mil as of Aug. 21, 2026. GuruFocus rates FCAP with a GF Score™ of 67/100 and a GF Value™ of $46.65 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,541 Banks companies, First Capital ranks worse than 69.37% on this metric.
Market cap is the total market value to buy the whole company. It is equal to the share price times the number of Shares Outstanding (EOP). First Capital's share price for the quarter that ended in Jun. 2026 was $64.64. First Capital's Shares Outstanding (EOP) for the quarter that ended in Jun. 2026 was 3.35 Mil. Therefore, First Capital's market cap for the quarter that ended in Jun. 2026 was $216.22 Mil.
First Capital's quarterly market cap
declined
from Dec. 2025 ($197.85 Mil) to Mar. 2026 ($166.06 Mil) but then
increased
from Mar. 2026 ($166.06 Mil) to Jun. 2026 ($216.22 Mil).
First Capital's annual market cap
increased
from Dec. 2023 ($93.49 Mil) to Dec. 2024 ($108.10 Mil) and
increased
from Dec. 2024 ($108.10 Mil) to Dec. 2025 ($197.85 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. First Capital's Enterprise Value for Today is $58.44 Mil.
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
First Capital Market Cap Related Terms
First Capital Market Cap Historical Data
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The historical data trend for First Capital's Market Cap can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, First Capital's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Capital Market Cap vs Banks Industry
For the Banks industry and Financial Services sector, First Capital's Market Cap distribution charts can be found below:
* The bar in red indicates where First Capital's Market Cap falls into.
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
First Capital's Market Cap for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Capital (FCAP) has a Market Cap of $209.37 Mil as of Aug. 21, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on First Capital and its competitors. According to the industry distribution chart, First Capital ranks #1069 out of 1541 companies in the Banks industry, placing it in the top 69.4%.
Is First Capital's Market Cap too high?
First Capital's current Market Cap is $209.37 Mil. The Banks industry median Market Cap is 746.98. First Capital's value of $209.37 Mil is 72% below this industry median. Based on the distribution chart, First Capital ranks #1069 out of 1541 companies in the Banks industry, which is below the industry midpoint. Overall, First Capital has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Capital's Market Cap compare to PSBQ and OAKC?
According to the Banks industry distribution chart, First Capital ranks #1069 out of 1541 companies for Market Cap. This places First Capital in the lower half of its industry. The industry median Market Cap is 746.98. First Capital's value of $209.37 Mil is 72% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Banks company?
The median Market Cap among Banks companies is 746.98, based on 1,541 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Capital's current Market Cap of $209.37 Mil is 72% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on First Capital and its competitors. For the Banks industry, the median Market Cap is 746.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Capital's current Market Cap is $209.37 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Capital stock overvalued right now?
Based on GuruFocus' analysis, First Capital (FCAP) is currently considered Significantly Overvalued. The stock's GF Value™ is $46.65, compared to a current price of $62.60 — trading 34.2% above its estimated fair value. The current Market Cap is $209.37 Mil and 72% below the Banks industry median of 746.98. First Capital's overall GF Score™ is 67/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For First Capital (FCAP), the current Market Cap is $209.37 Mil as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Capital (FCAP) Overvalued in 2026?
Based on GuruFocus' analysis, First Capital stock appears to be overvalued.
The current stock price of $62.60 is trading 34.2% above its estimated GF Value™ of $46.65.
GuruFocus considers First Capital to be Significantly Overvalued.
Key valuation signals for FCAP:
Market Cap: $209.37 Mil
GF Value™: $46.65 vs. price of $62.60 (34.2% above fair value)
Industry Position: 72% below the Banks median (#1069 of 1541)
No single metric tells the full story. See the FCAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Capital Inc is an Indiana chartered commercial bank that provides a variety of banking services to individuals and businesses. It provides retail and business banking, residential mortgage lending, real estate finance, and asset-based lending. The bank's primary source of revenue is real estate mortgage loans.
67GF Score
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