FCAP (First Capital) Dividend Yield %: 1.99% (As of Aug. 21, 2026) — 20% Below Median

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FCAP First Capital Inc FCAP
67 GF Score
Price $62.60
GF Value $46.65
Valuation Significantly Overvalued
! 1 Warning Sign
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What is First Capital Dividend Yield %?

First Capital FCAP -0.16% 67 Dividend Yield % is 1.99% as of Aug. 21, 2026, which is 20% below its 10-year median of 2.49. GuruFocus rates FCAP with a GF Score™ of 67/100 and a GF Value™ of $46.65 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 1,248 Banks companies, First Capital ranks worse than 75.16% on this metric.

As of today (2026-08-21), the Trailing Annual Dividend Yield of First Capital is 1.99%.

The historical rank and industry rank for First Capital's Dividend Yield % or its related term are showing as below:

FCAP' s Dividend Yield % Range Over the Past 10 Years
Min: 1.27   Med: 2.49   Max: 4.53
Current: 1.99

During the past 13 years, the highest Dividend Yield of First Capital was 4.53%. The lowest was 1.27%. And the median was 2.49%.

FCAP's Dividend Yield % is ranked worse than
75.16% of 1248 companies
in the Banks industry
Industry Median: 3.015 vs FCAP: 1.99

First Capital's Dividend Payout Ratio for the three months ended in Jun. 2026 was 0.22.

During the past 13 years, the highest Dividend Payout Ratio of First Capital was 0.40. The lowest was 0.22. And the median was 0.31.

As of today (2026-08-21), the Forward Dividend Yield % of First Capital is 1.99%.

First Capital's Dividends per Share for the three months ended in Jun. 2026 was $0.31.

During the past 12 months, First Capital's average Dividends Per Share Growth Rate was 6.90% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 4.90% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 4.00% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 3.70% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of First Capital was 51.50% per year. The lowest was 0.80% per year. And the median was 3.60% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


First Capital  (NAS:FCAP) Dividend Yield % Explanation

Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.

Dividends may also qualify a lower tax rate for investors.

In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

You can find the stocks that owned most by Gurus here. Or you can check out Warren Buffett's highest dividend stocks here.


First Capital Dividend Yield % Related Terms


First Capital Dividend Yield % Historical Data

* Premium members only.

The historical data trend for First Capital's Dividend Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Capital Dividend Yield % Chart

First Capital Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.57 4.18 3.87 3.47 2.03

First Capital Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Dividend Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.81 2.58 2.03 2.46 1.91

FCAP vs PSBQ, OAKC, FOTB: Dividend Yield % Comparison

For the Banks - Regional subindustry, First Capital's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Capital Dividend Yield % vs Banks Industry

For the Banks industry and Financial Services sector, First Capital's Dividend Yield % distribution charts can be found below:

* The bar in red indicates where First Capital's Dividend Yield % falls into.


FCAP
67GF Score
First Capital Inc FCAP
Dividend Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

First Capital Dividend Yield % Calculation

Dividend Yield measures how much a company pays out in dividends each year relative to its share price.

First Capital Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
USD 0.3100002026-06-122026-06-122026-06-26Cash DividendquarterlyUSD:USD 1.000000
USD 0.3100002026-03-132026-03-132026-03-27Cash DividendquarterlyUSD:USD 1.000000
USD 0.3100002025-12-122025-12-122025-12-26Cash DividendquarterlyUSD:USD 1.000000
USD 0.3100002025-09-122025-09-122025-09-26Cash DividendquarterlyUSD:USD 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

First Capital's Trailing Annual Dividend Yield (%) for Today is calculated as

Trailing Annual Dividend Yield=Most Recent Full Year Dividend/Current Share Price
=1.24/62.60
=1.98 %

Current Share Price is $62.60.
First Capital's Dividends per Share for the trailing twelve months (TTM) ended in Today is $1.24.

First Capital's Forward Annual Dividend Yield (%) for Today is calculated as

Forward Annual Dividend Yield=Forward Full Year Dividend/Current Share Price
=1.24/62.60
=1.98 %

Current Share Price is $62.60.
First Capital's Dividends per Share for the forward twelve months is calculated as $0.31 * 4 = $1.24.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Yield % →
What does a Dividend Yield % of 1.99% mean?
First Capital (FCAP) has a Dividend Yield % of 1.99% as of Aug. 21, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on First Capital and its competitors. This is 20% below median its historical median of 2.49. Over the past decade, First Capital's Dividend Yield % has ranged from 1.27 to 4.53. According to the industry distribution chart, First Capital ranks #938 out of 1248 companies in the Banks industry, placing it in the top 75.2%.
Is First Capital's Dividend Yield % too high?
First Capital's current Dividend Yield % of 1.99% is 20% below median its 10-year median of 2.49. Over the past 10 years, this metric has ranged from a low of 1.27 to a high of 4.53. The Banks industry median Dividend Yield % is 3.02. First Capital's value of 1.99% is 34% below this industry median. Based on the distribution chart, First Capital ranks #938 out of 1248 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, First Capital has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Capital's Dividend Yield % compare to PSBQ and OAKC?
According to the Banks industry distribution chart, First Capital ranks #938 out of 1248 companies for Dividend Yield %. This places First Capital in the lower half of its industry. The industry median Dividend Yield % is 3.02. First Capital's value of 1.99% is 34% below this benchmark. Historically, First Capital's own Dividend Yield % has ranged from 1.27 to 4.53 over the past decade. While the company's 10-year median is 2.49 vs. the industry median of 3.02, First Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 3.02, based on 1,248 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Capital's current Dividend Yield % of 1.99% is 34% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on First Capital and its competitors. For the Banks industry, the median Dividend Yield % is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Capital's current Dividend Yield % is 1.99%, which is 20% below median its own 10-year median of 2.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Capital stock overvalued right now?
Based on GuruFocus' analysis, First Capital (FCAP) is currently considered Significantly Overvalued. The stock's GF Value™ is $46.65, compared to a current price of $62.60 — trading 34.2% above its estimated fair value. The current Dividend Yield % is 1.99%, which is 20% below median its 10-year median of 2.49 and 34% below the Banks industry median of 3.02. First Capital's overall GF Score™ is 67/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For First Capital (FCAP), the current Dividend Yield % is 1.99% as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Capital (FCAP) Overvalued in 2026?

Based on GuruFocus' analysis, First Capital stock appears to be overvalued. The current stock price of $62.60 is trading 34.2% above its estimated GF Value™ of $46.65. GuruFocus considers First Capital to be Significantly Overvalued.

Key valuation signals for FCAP:

  • Dividend Yield %: 1.99% (20% below median its 10-year median of 2.49)
  • GF Value™: $46.65 vs. price of $62.60 (34.2% above fair value)
  • GF Score™: 67/100 with 1 warning sign
  • Industry Position: 34% below the Banks median (#938 of 1248)

No single metric tells the full story. See the FCAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Capital Business Description

Address 220 Federal Drive, N.W, Corydon, IN, USA, 47112
First Capital Inc is an Indiana chartered commercial bank that provides a variety of banking services to individuals and businesses. It provides retail and business banking, residential mortgage lending, real estate finance, and asset-based lending. The bank's primary source of revenue is real estate mortgage loans.
67GF Score

Get the complete analysis for FCAP

Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$62.60
Price
$46.65
GF Value