FCAP (First Capital) Degree of Operating Leverage

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FCAP First Capital Inc FCAP
68 GF Score
Price $62.25
GF Value $46.84
Valuation Significantly Overvalued
! 2 Warning Signs
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What is First Capital Degree of Operating Leverage?

Degree of Operating Leverage does not apply to banks.

FCAP
68GF Score
First Capital Inc FCAP
Degree of Operating Leverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Is First Capital (FCAP) Overvalued in 2026?

Based on GuruFocus' analysis, First Capital stock appears to be overvalued. The current stock price of $62.25 is trading 32.9% above its estimated GF Value™ of $46.84. GuruFocus considers First Capital to be Significantly Overvalued.

Key valuation signals for FCAP:

  • Degree of Operating Leverage:
  • GF Value™: $46.84 vs. price of $62.25 (32.9% above fair value)
  • GF Score™: 68/100 with 2 warning signs

No single metric tells the full story. See the FCAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Capital Business Description

Address 220 Federal Drive, N.W, Corydon, IN, USA, 47112
First Capital Inc is an Indiana chartered commercial bank that provides a variety of banking services to individuals and businesses. It provides retail and business banking, residential mortgage lending, real estate finance, and asset-based lending. The bank's primary source of revenue is real estate mortgage loans.
68GF Score

Get the complete analysis for FCAP

Degree of Operating Leverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$62.25
Price
$46.84
GF Value