FCAP (First Capital) Enterprise Value: $58.44 Mil (As of Aug. 21, 2026) ***

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FCAP First Capital Inc FCAP
67 GF Score
Price $62.60
GF Value $46.65
Valuation Significantly Overvalued
! 1 Warning Sign
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What is First Capital Enterprise Value?

First Capital FCAP -0.16% 67 Enterprise Value is $58.44 Mil as of Aug. 21, 2026. GuruFocus rates FCAP with a GF Score™ of 67/100 and a GF Value™ of $46.65 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, First Capital's Enterprise Value is $58.44 Mil. First Capital's Revenue for the trailing twelve months (TTM) ended in Jun. 2026 was $54.51 Mil. Therefore, First Capital's EV-to-Revenue ratio for today is 1.07.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, First Capital's Enterprise Value is $58.44 Mil. First Capital's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $23.77 Mil. Therefore, First Capital's EV-to-OCF ratio for today is 2.46.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, First Capital's Enterprise Value is $58.44 Mil. First Capital's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was $21.71 Mil. Therefore, First Capital's EV-to-FCF ratio for today is 2.69.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


First Capital  (NAS:FCAP) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

First Capital's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=58.442/54.514
=1.07

First Capital's current Enterprise Value is $58.44 Mil.
First Capital's Revenue for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $54.51 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

First Capital's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=58.442/23.765
=2.46

First Capital's current Enterprise Value is $58.44 Mil.
First Capital's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $23.77 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

First Capital's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=58.442/21.709
=2.69

First Capital's current Enterprise Value is $58.44 Mil.
First Capital's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $21.71 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


First Capital Enterprise Value Related Terms


First Capital Enterprise Value Historical Data

* Premium members only.

The historical data trend for First Capital's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Capital Enterprise Value Chart

First Capital Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 104.45 51.32 88.01 -0.40 59.20

First Capital Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.83 39.34 59.20 15.31 65.29

FCAP vs PSBQ, OAKC, FOTB: Enterprise Value Comparison

For the Banks - Regional subindustry, First Capital's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


First Capital Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, First Capital's Enterprise Value distribution charts can be found below:

* The bar in red indicates where First Capital's Enterprise Value falls into.


FCAP
67GF Score
First Capital Inc FCAP
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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First Capital Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

First Capital's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

First Capital's Enterprise Value for the quarter that ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of $58.44 Mil mean?
First Capital (FCAP) has a Enterprise Value of $58.44 Mil as of Aug. 21, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on First Capital and its competitors.
Is First Capital's Enterprise Value too high?
First Capital's current Enterprise Value is $58.44 Mil. Overall, First Capital has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Capital's Enterprise Value compare to PSBQ and OAKC?
First Capital's Enterprise Value of $58.44 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on First Capital and its competitors. First Capital's current Enterprise Value is $58.44 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Capital stock overvalued right now?
Based on GuruFocus' analysis, First Capital (FCAP) is currently considered Significantly Overvalued. The stock's GF Value™ is $46.65, compared to a current price of $62.60 — trading 34.2% above its estimated fair value. The current Enterprise Value is $58.44 Mil. First Capital's overall GF Score™ is 67/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For First Capital (FCAP), the current Enterprise Value is $58.44 Mil as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Capital (FCAP) Overvalued in 2026?

Based on GuruFocus' analysis, First Capital stock appears to be overvalued. The current stock price of $62.60 is trading 34.2% above its estimated GF Value™ of $46.65. GuruFocus considers First Capital to be Significantly Overvalued.

Key valuation signals for FCAP:

  • Enterprise Value: $58.44 Mil
  • GF Value™: $46.65 vs. price of $62.60 (34.2% above fair value)
  • GF Score™: 67/100 with 1 warning sign

No single metric tells the full story. See the FCAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Capital Business Description

Address 220 Federal Drive, N.W, Corydon, IN, USA, 47112
First Capital Inc is an Indiana chartered commercial bank that provides a variety of banking services to individuals and businesses. It provides retail and business banking, residential mortgage lending, real estate finance, and asset-based lending. The bank's primary source of revenue is real estate mortgage loans.
67GF Score

Get the complete analysis for FCAP

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$62.60
Price
$46.65
GF Value