FCAP (First Capital) Insider Ownership: 5.28 % (As of Aug. 21, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
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FCAP First Capital Inc FCAP
67 GF Score
Price $62.48
GF Value $46.65
Valuation Significantly Overvalued
! 1 Warning Sign
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What is First Capital Insider Ownership?

First Capital FCAP -0.19% 67 Insider Ownership is 5.28 % as of Aug. 21, 2026. GuruFocus rates FCAP with a GF Score™ of 67/100 and a GF Value™ of $46.65 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Insider ownership is the percentage of shares that are owned by company insiders relative to the total shares outstanding. As of today, First Capital's insider ownership is 5.28%.

Institutional Ownership is the percentage of shares that are owned by institutions out of the total shares outstanding. As of today, First Capital's Institutional Ownership is 26.21%.

Float Percentage Of Total Shares Outstanding is the percentage of float shares relative to the total shares outstanding. As of today, First Capital's Float Percentage Of Total Shares Outstanding is 95.99%.

First Capital Insider Ownership Historical Data

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The historical data trend for First Capital's Insider Ownership can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Capital Insider Ownership Chart

First Capital Historical Data

The historical data trend for First Capital can be seen below:

2025-07-31 2025-08-31 2025-09-30 2025-10-31 2025-11-30 2026-01-31 2026-02-28 2026-05-31 2026-06-30 2026-07-31
Insider Ownership 5.29 5.36 5.39 5.39 5.39 5.40 5.33 5.28 5.28 5.28
FCAP
67GF Score
First Capital Inc FCAP
Insider Ownership is just one metric. See GF Score™, valuation, warning signs, and more.
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First Capital Insider Ownership Calculation

The percentage of shares that are owned by company insiders relative to the total shares outstanding.

Frequently Asked Questions Learn more about Insider Ownership →
What does a Insider Ownership of 5.28 % mean?
First Capital (FCAP) has a Insider Ownership of 5.28 % as of Aug. 21, 2026. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on First Capital and its competitors.
Is First Capital's Insider Ownership too high?
First Capital's current Insider Ownership is 5.28 %. Overall, First Capital has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Capital's Insider Ownership compare to PSBQ and OAKC?
First Capital's Insider Ownership of 5.28 % can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Insider Ownership for a Banks company?
A good Insider Ownership depends on the Banks industry context. However, Insider Ownership should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Insider Ownership mean?
A high Insider Ownership can signal that a stock is expensive relative to its fundamentals. Insider ownership equals the percent of shares owned by company insiders relative to total shares. View historical data on First Capital and its competitors. First Capital's current Insider Ownership is 5.28 %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Capital stock overvalued right now?
Based on GuruFocus' analysis, First Capital (FCAP) is currently considered Significantly Overvalued. The stock's GF Value™ is $46.65, compared to a current price of $62.48 — trading 33.9% above its estimated fair value. The current Insider Ownership is 5.28 %. First Capital's overall GF Score™ is 67/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Insider Ownership calculated?
Insider Ownership is calculated from a company's financial statements. For First Capital (FCAP), the current Insider Ownership is 5.28 % as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Capital (FCAP) Overvalued in 2026?

Based on GuruFocus' analysis, First Capital stock appears to be overvalued. The current stock price of $62.48 is trading 33.9% above its estimated GF Value™ of $46.65. GuruFocus considers First Capital to be Significantly Overvalued.

Key valuation signals for FCAP:

  • Insider Ownership: 5.28 %
  • GF Value™: $46.65 vs. price of $62.48 (33.9% above fair value)
  • GF Score™: 67/100 with 1 warning sign

No single metric tells the full story. See the FCAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Capital Business Description

Address 220 Federal Drive, N.W, Corydon, IN, USA, 47112
First Capital Inc is an Indiana chartered commercial bank that provides a variety of banking services to individuals and businesses. It provides retail and business banking, residential mortgage lending, real estate finance, and asset-based lending. The bank's primary source of revenue is real estate mortgage loans.
67GF Score

Get the complete analysis for FCAP

Insider Ownership is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$62.48
Price
$46.65
GF Value