QFIN (Qfin Holdings) Gross Loan: $5,340 Mil (As of Jun. 2026)

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QFIN Qfin Holdings Inc QFIN
52 GF Score
Price $8.84
GF Value $24.78
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Qfin Holdings Gross Loan?

Qfin Holdings QFIN -2.32% 52 Gross Loan is $5,340 Mil as of Jun. 2026. GuruFocus rates QFIN with a GF Score™ of 52/100 and a GF Value™ of $24.78 (Significantly Undervalued). The stock has 3 warning signs investors should review.

Qfin Holdings's Gross Loan for the quarter that ended in Jun. 2026 was $5,340 Mil.

Qfin Holdings's quarterly Gross Loan declined from Dec. 2025 ($6,008 Mil) to Mar. 2026 ($5,325 Mil) but then increased from Mar. 2026 ($5,325 Mil) to Jun. 2026 ($5,340 Mil).

Qfin Holdings's annual Gross Loan declined from Dec. 2023 ($4,520 Mil) to Dec. 2024 ($4,388 Mil) but then increased from Dec. 2024 ($4,388 Mil) to Dec. 2025 ($6,008 Mil).

Qfin Holdings Gross Loan Related Terms

Qfin Holdings Gross Loan Historical Data

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The historical data trend for Qfin Holdings's Gross Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qfin Holdings Gross Loan Chart

Qfin Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Gross Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,994.54 2,860.43 4,519.75 4,387.85 6,007.67

Qfin Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Gross Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5,213.49 5,279.13 6,007.67 5,324.78 5,339.99
QFIN
52GF Score
Qfin Holdings Inc QFIN
Gross Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Qfin Holdings Gross Loan Calculation

Gross Loan represents the sum of all loans (commercial, consumer, mortgage, etc.) as well as leases before any provisions for loan losses or unearned discounts.

Frequently Asked Questions Learn more about Gross Loan →
What does a Gross Loan of $5,340 Mil mean?
Qfin Holdings (QFIN) has a Gross Loan of $5,340 Mil as of Jun. 2026. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on Qfin Holdings and its competitors.
Is Qfin Holdings' Gross Loan too high?
Qfin Holdings' current Gross Loan is $5,340 Mil. Overall, Qfin Holdings has a GF Score™ of 52/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Qfin Holdings' Gross Loan compare to LU and JCAP?
Qfin Holdings' Gross Loan of $5,340 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Loan for a Credit Services company?
A good Gross Loan depends on the Credit Services industry context. However, Gross Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Loan mean?
A high Gross Loan can signal that a stock is expensive relative to its fundamentals. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on Qfin Holdings and its competitors. Qfin Holdings's current Gross Loan is $5,340 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qfin Holdings stock overvalued right now?
Based on GuruFocus' analysis, Qfin Holdings (QFIN) is currently considered Significantly Undervalued. The stock's GF Value™ is $24.78, compared to a current price of $8.84 — trading 64.3% below its estimated fair value. The current Gross Loan is $5,340 Mil. Qfin Holdings' overall GF Score™ is 52/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Loan calculated?
Gross Loan is calculated from a company's financial statements. For Qfin Holdings (QFIN), the current Gross Loan is $5,340 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qfin Holdings (QFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Qfin Holdings stock appears to be undervalued. The current stock price of $8.84 is trading 64.3% below its estimated GF Value™ of $24.78. GuruFocus considers Qfin Holdings to be Significantly Undervalued.

Key valuation signals for QFIN:

  • Gross Loan: $5,340 Mil
  • GF Value™: $24.78 vs. price of $8.84 (64.3% below fair value)
  • GF Score™: 52/100 with 3 warning signs

No single metric tells the full story. See the QFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Qfin Holdings Business Description

Address No. 98 Qingyijiang Road, Building 1, Putuo District, Shanghai, CHN, 200331
Qfin Holdings Inc is engaged in matching individual borrowers with credit demand to a diversified pool of financial institutions with credit to supply through a financial technology platform. It has released large-scale financial credit multimodal benchmark, building a critical bridge between credit AI research and real-world applications.
52GF Score

Get the complete analysis for QFIN

Gross Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.84
Price
$24.78
GF Value