QFIN (Qfin Holdings) Total Payout Ratio: 0.00 (As of Aug. 26, 2026)

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QFIN Qfin Holdings Inc QFIN
52 GF Score
Price $9.80
GF Value $27.15
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Qfin Holdings Total Payout Ratio?

Qfin Holdings QFIN -15.01% 52 Total Payout Ratio is 0.00 as of Aug. 26, 2026. GuruFocus rates QFIN with a GF Score™ of 52/100 and a GF Value™ of $27.15 (Significantly Undervalued). The stock has 2 warning signs investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

Qfin Holdings's current Total Payout Ratio is 0.00.

Qfin Holdings Total Payout Ratio Related Terms

Qfin Holdings Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for Qfin Holdings's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Qfin Holdings Total Payout Ratio Chart

Qfin Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.18 0.37 0.68 1.04

Qfin Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

QFIN vs ATLC, EZPW, ECPG: Total Payout Ratio Comparison

For the Credit Services subindustry, Qfin Holdings's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Qfin Holdings Total Payout Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Qfin Holdings's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where Qfin Holdings's Total Payout Ratio falls into.


QFIN
52GF Score
Qfin Holdings Inc QFIN
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Qfin Holdings Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

Qfin Holdings's Total Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (-688.34 + 0 + -195.664) / 848.427
=1.04

Qfin Holdings's Total Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0 + 0) / 59.906
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of 0.00 mean?
Qfin Holdings (QFIN) has a Total Payout Ratio of 0.00 as of Aug. 26, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Qfin Holdings and its competitors.
Is Qfin Holdings' Total Payout Ratio too high?
Qfin Holdings' current Total Payout Ratio is 0.00. Overall, Qfin Holdings has a GF Score™ of 52/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Qfin Holdings' Total Payout Ratio compare to ATLC and EZPW?
Qfin Holdings' Total Payout Ratio of 0.00 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for a Credit Services company?
A good Total Payout Ratio depends on the Credit Services industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on Qfin Holdings and its competitors. Qfin Holdings's current Total Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qfin Holdings stock overvalued right now?
Based on GuruFocus' analysis, Qfin Holdings (QFIN) is currently considered Significantly Undervalued. The stock's GF Value™ is $27.15, compared to a current price of $9.80 — trading 63.9% below its estimated fair value. The current Total Payout Ratio is 0.00. Qfin Holdings' overall GF Score™ is 52/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For Qfin Holdings (QFIN), the current Total Payout Ratio is 0.00 as of Aug. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qfin Holdings (QFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Qfin Holdings stock appears to be undervalued. The current stock price of $9.80 is trading 63.9% below its estimated GF Value™ of $27.15. GuruFocus considers Qfin Holdings to be Significantly Undervalued.

Key valuation signals for QFIN:

  • Total Payout Ratio: 0.00
  • GF Value™: $27.15 vs. price of $9.80 (63.9% below fair value)
  • GF Score™: 52/100 with 2 warning signs

No single metric tells the full story. See the QFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Qfin Holdings Business Description

Address No. 98 Qingyijiang Road, Building 1, Putuo District, Shanghai, CHN, 200331
Qfin Holdings Inc is engaged in matching individual borrowers with credit demand to a diversified pool of financial institutions with credit to supply through a financial technology platform. It has released large-scale financial credit multimodal benchmark, building a critical bridge between credit AI research and real-world applications.
52GF Score

Get the complete analysis for QFIN

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.80
Price
$27.15
GF Value