QFIN (Qfin Holdings) 6-1 Month Momentum %: -9.60% (As of Aug. 26, 2026)

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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

QFIN Qfin Holdings Inc QFIN
52 GF Score
Price $9.57
GF Value $27.15
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Qfin Holdings 6-1 Month Momentum %?

Qfin Holdings QFIN -17.00% 52 6-1 Month Momentum % is -9.60% as of Aug. 26, 2026. GuruFocus rates QFIN with a GF Score™ of 52/100 and a GF Value™ of $27.15 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 570 Credit Services companies, Qfin Holdings ranks worse than 66.14% on this metric.

6-1 Month Momentum % is the total return of the stock from 6-month ago to 1-month ago. As of today (2026-08-26), Qfin Holdings's 6-1 Month Momentum % is -9.60%.

The industry rank for Qfin Holdings's 6-1 Month Momentum % or its related term are showing as below:

QFIN's 6-1 Month Momentum % is ranked worse than
66.14% of 570 companies
in the Credit Services industry
Industry Median: -2.22 vs QFIN: -9.60

Qfin Holdings  (NAS:QFIN) 6-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 6-1 Month Momentum % measures the total return to a stock over the past six months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Qfin Holdings 6-1 Month Momentum % Related Terms


QFIN vs ATLC, EZPW, ECPG: 6-1 Month Momentum % Comparison

For the Credit Services subindustry, Qfin Holdings's 6-1 Month Momentum %, along with its competitors' market caps and 6-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Qfin Holdings 6-1 Month Momentum % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Qfin Holdings's 6-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Qfin Holdings's 6-1 Month Momentum % falls into.


QFIN
52GF Score
Qfin Holdings Inc QFIN
6-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
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Qfin Holdings  (NAS:QFIN) 6-1 Month Momentum % Calculation

6-1 Month Momentum % is calculated as following:

6-1 Month Momentum %=( Price 1-month ago / Price 6-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 6-1 Month Momentum % →
What does a 6-1 Month Momentum % of -9.60% mean?
Qfin Holdings (QFIN) has a 6-1 Month Momentum % of -9.60% as of Aug. 26, 2026. 6-1 Month Momentum measures the total return of the stock from 6-month ago to 1-month ago. View historical data on Qfin Holdings and its competitors. According to the industry distribution chart, Qfin Holdings ranks #377 out of 570 companies in the Credit Services industry, placing it in the top 66.1%.
Is Qfin Holdings' 6-1 Month Momentum % too high?
Qfin Holdings' current 6-1 Month Momentum % is -9.60%. Based on the distribution chart, Qfin Holdings ranks #377 out of 570 companies in the Credit Services industry, which is below the industry midpoint. Overall, Qfin Holdings has a GF Score™ of 52/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Qfin Holdings' 6-1 Month Momentum % compare to ATLC and EZPW?
According to the Credit Services industry distribution chart, Qfin Holdings ranks #377 out of 570 companies for 6-1 Month Momentum %. This places Qfin Holdings in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 6-1 Month Momentum % for a Credit Services company?
A good 6-1 Month Momentum % depends on the Credit Services industry context. However, 6-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 6-1 Month Momentum % mean?
A high 6-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 6-1 Month Momentum measures the total return of the stock from 6-month ago to 1-month ago. View historical data on Qfin Holdings and its competitors. Qfin Holdings's current 6-1 Month Momentum % is -9.60%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Qfin Holdings stock overvalued right now?
Based on GuruFocus' analysis, Qfin Holdings (QFIN) is currently considered Significantly Undervalued. The stock's GF Value™ is $27.15, compared to a current price of $9.57 — trading 64.8% below its estimated fair value. The current 6-1 Month Momentum % is -9.60%. Qfin Holdings' overall GF Score™ is 52/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 6-1 Month Momentum % calculated?
6-1 Month Momentum % is calculated from a company's financial statements. For Qfin Holdings (QFIN), the current 6-1 Month Momentum % is -9.60% as of Aug. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Qfin Holdings (QFIN) Overvalued in 2026?

Based on GuruFocus' analysis, Qfin Holdings stock appears to be undervalued. The current stock price of $9.57 is trading 64.8% below its estimated GF Value™ of $27.15. GuruFocus considers Qfin Holdings to be Significantly Undervalued.

Key valuation signals for QFIN:

  • 6-1 Month Momentum %: -9.60%
  • GF Value™: $27.15 vs. price of $9.57 (64.8% below fair value)
  • GF Score™: 52/100 with 2 warning signs

No single metric tells the full story. See the QFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Qfin Holdings Business Description

Address No. 98 Qingyijiang Road, Building 1, Putuo District, Shanghai, CHN, 200331
Qfin Holdings Inc is engaged in matching individual borrowers with credit demand to a diversified pool of financial institutions with credit to supply through a financial technology platform. It has released large-scale financial credit multimodal benchmark, building a critical bridge between credit AI research and real-world applications.
52GF Score

Get the complete analysis for QFIN

6-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$9.57
Price
$27.15
GF Value