SCYT (Security Bancorp) Gross Loan: $302.84 Mil (As of Dec. 2025)

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SCYT Security Bancorp Inc SCYT
55 GF Score
Price $120.51
GF Value $90.12
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Security Bancorp Gross Loan?

Security Bancorp SCYT +0.43% 55 Gross Loan is $302.84 Mil as of Dec. 2025. GuruFocus rates SCYT with a GF Score™ of 55/100 and a GF Value™ of $90.12 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Security Bancorp's Gross Loan for the quarter that ended in Dec. 2025 was $302.84 Mil.

Security Bancorp's quarterly Gross Loan increased from Dec. 2023 ($237.50 Mil) to Dec. 2024 ($266.84 Mil) and increased from Dec. 2024 ($266.84 Mil) to Dec. 2025 ($302.84 Mil).

Security Bancorp's annual Gross Loan increased from Dec. 2023 ($237.50 Mil) to Dec. 2024 ($266.84 Mil) and increased from Dec. 2024 ($266.84 Mil) to Dec. 2025 ($302.84 Mil).

Security Bancorp Gross Loan Related Terms

Security Bancorp Gross Loan Historical Data

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The historical data trend for Security Bancorp's Gross Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Security Bancorp Gross Loan Chart

Security Bancorp Annual Data
Trend Dec00 Dec01 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Gross Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 182.82 219.67 237.50 266.84 302.84

Security Bancorp Quarterly Data
Dec99 Jun00 Dec00 Jun01 Dec01 Jun02 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25 Jun26
Gross Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 219.67 237.50 266.84 302.84 311.14
SCYT
55GF Score
Security Bancorp Inc SCYT
Gross Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Security Bancorp Gross Loan Calculation

Gross Loan represents the sum of all loans (commercial, consumer, mortgage, etc.) as well as leases before any provisions for loan losses or unearned discounts.

Frequently Asked Questions Learn more about Gross Loan →
What does a Gross Loan of $302.84 Mil mean?
Security Bancorp (SCYT) has a Gross Loan of $302.84 Mil as of Dec. 2025. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on Security Bancorp and its competitors.
Is Security Bancorp's Gross Loan too high?
Security Bancorp's current Gross Loan is $302.84 Mil. Overall, Security Bancorp has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Security Bancorp's Gross Loan compare to ESBS and SSBP?
Security Bancorp's Gross Loan of $302.84 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Loan for a Banks company?
A good Gross Loan depends on the Banks industry context. However, Gross Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Loan mean?
A high Gross Loan can signal that a stock is expensive relative to its fundamentals. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on Security Bancorp and its competitors. Security Bancorp's current Gross Loan is $302.84 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Security Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Security Bancorp (SCYT) is currently considered Significantly Overvalued. The stock's GF Value™ is $90.12, compared to a current price of $120.51 — trading 33.7% above its estimated fair value. The current Gross Loan is $302.84 Mil. Security Bancorp's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Loan calculated?
Gross Loan is calculated from a company's financial statements. For Security Bancorp (SCYT), the current Gross Loan is $302.84 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Security Bancorp (SCYT) Overvalued in 2026?

Based on GuruFocus' analysis, Security Bancorp stock appears to be overvalued. The current stock price of $120.51 is trading 33.7% above its estimated GF Value™ of $90.12. GuruFocus considers Security Bancorp to be Significantly Overvalued.

Key valuation signals for SCYT:

  • Gross Loan: $302.84 Mil
  • GF Value™: $90.12 vs. price of $120.51 (33.7% above fair value)
  • GF Score™: 55/100 with 5 warning signs

No single metric tells the full story. See the SCYT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Security Bancorp Business Description

Address 306 West Main Street, Mcminnville, TN, USA, 37110
Security Bancorp Inc is a bank holding company. The company is a community-oriented financial institution organized to address the needs of McMinnville and Warren County. It is engaged in attracting deposits from the general public and using those funds to originate one to four-family mortgage loans. Its services include mobile banking, online banking, personal checking, business checking, savings accounts, CD's, and telephone banking.
55GF Score

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Gross Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$120.51
Price
$90.12
GF Value