SCYT (Security Bancorp) Shareholder Yield % : 0.38% (As of Dec. 2025) — 76% Below Median

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SCYT Security Bancorp Inc SCYT
58 GF Score
Price $123.00
GF Value $88.84
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Security Bancorp Shareholder Yield %?

Security Bancorp SCYT -2.38% 58 Shareholder Yield % is 0.38% as of Dec. 2025, which is 76% below its 10-year median of 1.61. GuruFocus rates SCYT with a GF Score™ of 58/100 and a GF Value™ of $88.84 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,500 Banks companies, Security Bancorp ranks worse than 55.33% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, Security Bancorp's Shareholder Yield % was 0.38%.


Security Bancorp  (OTCPK:SCYT) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


Security Bancorp Shareholder Yield % Related Terms


Security Bancorp Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for Security Bancorp's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Security Bancorp Shareholder Yield % Chart

Security Bancorp Annual Data
Trend Dec08 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.32 1.68 1.61 1.39 0.51

Security Bancorp Semi-Annual Data
Dec99 Dec00 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.32 1.68 1.61 1.39 0.51

SCYT vs PVBK, WDFN, FSBH: Shareholder Yield % Comparison

For the Banks - Regional subindustry, Security Bancorp's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Security Bancorp Shareholder Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Security Bancorp's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where Security Bancorp's Shareholder Yield % falls into.


SCYT
58GF Score
Security Bancorp Inc SCYT
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Security Bancorp Shareholder Yield % Calculation

Security Bancorp's Shareholder Yield % for the quarter that ended in Dec. 2025 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=1.06 %+-0.55 %+0 %
=0.51 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of 0.38% mean?
Security Bancorp (SCYT) has a Shareholder Yield % of 0.38% as of Dec. 2025. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Security Bancorp and its competitors. This is 76% below median its historical median of 1.61. According to the industry distribution chart, Security Bancorp ranks #830 out of 1500 companies in the Banks industry, placing it in the top 55.3%.
Is Security Bancorp's Shareholder Yield % too high?
Security Bancorp's current Shareholder Yield % of 0.38% is 76% below median its 10-year median of 1.61. The Banks industry median Shareholder Yield % is 1.50. Security Bancorp's value of 0.38% is 74.6% below this industry median. Based on the distribution chart, Security Bancorp ranks #830 out of 1500 companies in the Banks industry, which is below the industry midpoint. Overall, Security Bancorp has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Security Bancorp's Shareholder Yield % compare to PVBK and WDFN?
According to the Banks industry distribution chart, Security Bancorp ranks #830 out of 1500 companies for Shareholder Yield %. This places Security Bancorp in the lower half of its industry. The industry median Shareholder Yield % is 1.50. Security Bancorp's value of 0.38% is 74.6% below this benchmark. While the company's 10-year median is 1.61 vs. the industry median of 1.50, Security Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.50, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Security Bancorp's current Shareholder Yield % of 0.38% is 74.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Security Bancorp and its competitors. For the Banks industry, the median Shareholder Yield % is 1.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Security Bancorp's current Shareholder Yield % is 0.38%, which is 76% below median its own 10-year median of 1.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Security Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Security Bancorp (SCYT) is currently considered Significantly Overvalued. The stock's GF Value™ is $88.84, compared to a current price of $123.00 — trading 38.5% above its estimated fair value. The current Shareholder Yield % is 0.38%, which is 76% below median its 10-year median of 1.61 and 74.6% below the Banks industry median of 1.50. Security Bancorp's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Security Bancorp (SCYT), the current Shareholder Yield % is 0.38% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Security Bancorp (SCYT) Overvalued in 2026?

Based on GuruFocus' analysis, Security Bancorp stock appears to be overvalued. The current stock price of $123.00 is trading 38.5% above its estimated GF Value™ of $88.84. GuruFocus considers Security Bancorp to be Significantly Overvalued.

Key valuation signals for SCYT:

  • Shareholder Yield %: 0.38% (76% below median its 10-year median of 1.61)
  • GF Value™: $88.84 vs. price of $123.00 (38.5% above fair value)
  • GF Score™: 58/100 with 6 warning signs
  • Industry Position: 74.6% below the Banks median (#830 of 1500)

No single metric tells the full story. See the SCYT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Security Bancorp Business Description

Address 306 West Main Street, Mcminnville, TN, USA, 37110
Security Bancorp Inc is a bank holding company. The company is a community-oriented financial institution organized to address the needs of McMinnville and Warren County. It is engaged in attracting deposits from the general public and using those funds to originate one to four-family mortgage loans. Its services include mobile banking, online banking, personal checking, business checking, savings accounts, CD's, and telephone banking.
58GF Score

Get the complete analysis for SCYT

Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$123.00
Price
$88.84
GF Value