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Security BancorpSCYT 55 3-Year EPS without NRI Growth Rate is 21.50% as of Dec. 2025, which is 50% above its 10-year median of 14.30. GuruFocus rates SCYT with a GF Score™ of 55/100 and a GF Value™ of $90.12 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,402 Banks companies, Security Bancorp ranks better than 77.53% on this metric.
During the past 12 months, Security Bancorp's average EPS without NRI Growth Rate was 34.60% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 21.50% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 17.80% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 12.70% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 11 years, the highest 3-Year average EPS without NRI Growth Rate of Security Bancorp was 43.10% per year. The lowest was -11.90% per year. And the median was 14.30% per year.
Security Bancorp (OTCPK:SCYT) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Security Bancorp 3-Year EPS without NRI Growth Rate Related Terms
SCYT vs ESBS, SSBP, HCBC: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Regional subindustry, Security Bancorp's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Security Bancorp 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Security Bancorp's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Security Bancorp's 3-Year EPS without NRI Growth Rate falls into.
Security Bancorp 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 21.50% mean?
Security Bancorp (SCYT) has a 3-Year EPS without NRI Growth Rate of 21.50% as of Dec. 2025. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Security Bancorp and its competitors. This is 50% above median its historical median of 14.30. According to the industry distribution chart, Security Bancorp ranks #315 out of 1402 companies in the Banks industry, placing it in the top 22.5%.
Is Security Bancorp's 3-Year EPS without NRI Growth Rate too high?
Security Bancorp's current 3-Year EPS without NRI Growth Rate of 21.50% is 50% above median its 10-year median of 14.30. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.60. Security Bancorp's value of 21.50% is 182.9% above this industry median. Based on the distribution chart, Security Bancorp ranks #315 out of 1402 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Security Bancorp has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Security Bancorp's 3-Year EPS without NRI Growth Rate compare to ESBS and SSBP?
According to the Banks industry distribution chart, Security Bancorp ranks #315 out of 1402 companies for 3-Year EPS without NRI Growth Rate. This places Security Bancorp in the top 23% of its industry — outperforming the majority of peers. The industry median 3-Year EPS without NRI Growth Rate is 7.60. Security Bancorp's value of 21.50% is 182.9% above this benchmark. While the company's 10-year median is 14.30 vs. the industry median of 7.60, Security Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.60, based on 1,402 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Security Bancorp's current 3-Year EPS without NRI Growth Rate of 21.50% is 182.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Security Bancorp and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Security Bancorp's current 3-Year EPS without NRI Growth Rate is 21.50%, which is 50% above median its own 10-year median of 14.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Security Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Security Bancorp (SCYT) is currently considered Significantly Overvalued. The stock's GF Value™ is $90.12, compared to a current price of $120.00 — trading 33.2% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 21.50%, which is 50% above median its 10-year median of 14.30 and 182.9% above the Banks industry median of 7.60. Security Bancorp's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Security Bancorp (SCYT), the current 3-Year EPS without NRI Growth Rate is 21.50% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Security Bancorp (SCYT) Overvalued in 2026?
Based on GuruFocus' analysis, Security Bancorp stock appears to be overvalued.
The current stock price of $120.00 is trading 33.2% above its estimated GF Value™ of $90.12.
GuruFocus considers Security Bancorp to be Significantly Overvalued.
Key valuation signals for SCYT:
3-Year EPS without NRI Growth Rate: 21.50% (50% above median its 10-year median of 14.30)
GF Value™: $90.12 vs. price of $120.00 (33.2% above fair value)
Industry Position: 182.9% above the Banks median (#315 of 1402)
No single metric tells the full story. See the SCYT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Security Bancorp Inc is a bank holding company. The company is a community-oriented financial institution organized to address the needs of McMinnville and Warren County. It is engaged in attracting deposits from the general public and using those funds to originate one to four-family mortgage loans. Its services include mobile banking, online banking, personal checking, business checking, savings accounts, CD's, and telephone banking.
55GF Score
Get the complete analysis for SCYT
3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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