SCYT (Security Bancorp) EPS without NRI: $14.34 (TTM As of Dec. 2025)

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SCYT Security Bancorp Inc SCYT
58 GF Score
Price $123.00
GF Value $88.84
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Security Bancorp EPS without NRI?

Security Bancorp SCYT -2.38% 58 EPS without NRI is $14.34 as of Dec. 2025. GuruFocus rates SCYT with a GF Score™ of 58/100 and a GF Value™ of $88.84 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,413 Banks companies, Security Bancorp ranks better than 78.49% on this metric.

Security Bancorp's earnings per share without non-recurring items for the six months ended in Dec. 2025 was $14.34. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was $14.34.

During the past 12 months, Security Bancorp's average earnings per share (NRI) Growth Rate was 34.60% per year. During the past 3 years, the average earnings per share (NRI) Growth Rate was 21.50% per year. During the past 5 years, the average earnings per share (NRI) Growth Rate was 17.80% per year. During the past 10 years, the average earnings per share (NRI) Growth Rate was 12.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for Security Bancorp's EPS without NRI or its related term are showing as below:

SCYT' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -11.9   Med: 14.3   Max: 43.1
Current: 21.5

During the past 13 years, Security Bancorp's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 43.10% per year. The lowest was -11.90% per year. And the median was 14.30% per year.

SCYT's 3-Year EPS without NRI Growth Rate is ranked better than
78.49% of 1413 companies
in the Banks industry
Industry Median: 7.3 vs SCYT: 21.50

Security Bancorp's EPS (Diluted) for the six months ended in Dec. 2025 was $14.39. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $14.39.

Security Bancorp's EPS (Basic) for the six months ended in Dec. 2025 was $14.39. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was $14.39.


Security Bancorp  (OTCPK:SCYT) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Security Bancorp EPS without NRI Related Terms


Security Bancorp EPS without NRI Historical Data

* Premium members only.

The historical data trend for Security Bancorp's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Security Bancorp EPS without NRI Chart

Security Bancorp Annual Data
Trend Dec08 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.95 7.99 8.56 10.66 14.34

Security Bancorp Semi-Annual Data
Dec99 Dec00 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.95 7.99 8.56 10.66 14.34

SCYT vs PVBK, WDFN, FSBH: EPS without NRI Comparison

For the Banks - Regional subindustry, Security Bancorp's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Security Bancorp PE Ratio without NRI vs Banks Industry

For the Banks industry and Financial Services sector, Security Bancorp's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Security Bancorp's PE Ratio without NRI falls into.


SCYT
58GF Score
Security Bancorp Inc SCYT
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Security Bancorp EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was $14.34

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of $14.34 mean?
Security Bancorp (SCYT) has a EPS without NRI of $14.34 as of Dec. 2025. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Security Bancorp and its competitors. According to the industry distribution chart, Security Bancorp ranks #304 out of 1413 companies in the Banks industry, placing it in the top 21.5%.
Is Security Bancorp's EPS without NRI too high?
Security Bancorp's current EPS without NRI is $14.34. The Banks industry median EPS without NRI is 7.30. Security Bancorp's value of $14.34 is 96.4% above this industry median. Based on the distribution chart, Security Bancorp ranks #304 out of 1413 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Security Bancorp has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Security Bancorp's EPS without NRI compare to PVBK and WDFN?
According to the Banks industry distribution chart, Security Bancorp ranks #304 out of 1413 companies for EPS without NRI. This places Security Bancorp in the top 22% of its industry — outperforming the majority of peers. The industry median EPS without NRI is 7.30. Security Bancorp's value of $14.34 is 96.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.30, based on 1,413 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Security Bancorp's current EPS without NRI of $14.34 is 96.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Security Bancorp and its competitors. For the Banks industry, the median EPS without NRI is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Security Bancorp's current EPS without NRI is $14.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Security Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Security Bancorp (SCYT) is currently considered Significantly Overvalued. The stock's GF Value™ is $88.84, compared to a current price of $123.00 — trading 38.5% above its estimated fair value. The current EPS without NRI is $14.34 and 96.4% above the Banks industry median of 7.30. Security Bancorp's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Security Bancorp (SCYT), the current EPS without NRI is $14.34 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Security Bancorp (SCYT) Overvalued in 2026?

Based on GuruFocus' analysis, Security Bancorp stock appears to be overvalued. The current stock price of $123.00 is trading 38.5% above its estimated GF Value™ of $88.84. GuruFocus considers Security Bancorp to be Significantly Overvalued.

Key valuation signals for SCYT:

  • EPS without NRI: $14.34
  • GF Value™: $88.84 vs. price of $123.00 (38.5% above fair value)
  • GF Score™: 58/100 with 6 warning signs
  • Industry Position: 96.4% above the Banks median (#304 of 1413)

No single metric tells the full story. See the SCYT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Security Bancorp Business Description

Address 306 West Main Street, Mcminnville, TN, USA, 37110
Security Bancorp Inc is a bank holding company. The company is a community-oriented financial institution organized to address the needs of McMinnville and Warren County. It is engaged in attracting deposits from the general public and using those funds to originate one to four-family mortgage loans. Its services include mobile banking, online banking, personal checking, business checking, savings accounts, CD's, and telephone banking.
58GF Score

Get the complete analysis for SCYT

EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$123.00
Price
$88.84
GF Value