SCYT (Security Bancorp) Shiller PE Ratio: (As of Sep. 17, 2026)

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SCYT Security Bancorp Inc SCYT
55 GF Score
Price $120.00
GF Value $90.12
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Security Bancorp Shiller PE Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Security Bancorp  (OTCPK:SCYT) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Security Bancorp Shiller PE Ratio Related Terms


Security Bancorp Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Security Bancorp's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Security Bancorp Shiller PE Ratio Chart

Security Bancorp Annual Data
Trend Dec00 Dec01 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Security Bancorp Quarterly Data
Dec99 Jun00 Dec00 Jun01 Dec01 Jun02 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.57 10.39 10.05 11.46 13.49

SCYT vs ESBS, SSBP, HCBC: Shiller PE Ratio Comparison

For the Banks - Regional subindustry, Security Bancorp's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Security Bancorp Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Security Bancorp's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Security Bancorp's Shiller PE Ratio falls into.


SCYT
55GF Score
Security Bancorp Inc SCYT
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Security Bancorp Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Security Bancorp's E10 for the fiscal year that ended in Dec25 is calculated as:

For example, Security Bancorp's adjusted earnings per share data for the fiscal year that ended in Dec25 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Dec25 (Change)*Current CPI (Dec25)
=14.3946/324.0540*324.0540
=14.395

Current CPI (Dec25) = 324.0540.

Security Bancorp Annual Data

Earnings per Share (Diluted) CPI Adj_EPS
200012 2.010 174.000 3.743
200112 2.130 176.700 3.906
201812 5.745 251.233 7.410
201912 6.615 256.974 8.342
202012 5.973 260.474 7.431
202112 6.949 278.802 8.076
202212 7.989 296.797 8.722
202312 8.558 306.746 9.041
202412 10.649 315.605 10.934
202512 14.395 324.054 14.395

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Security Bancorp (SCYT) Overvalued in 2026?

Based on GuruFocus' analysis, Security Bancorp stock appears to be overvalued. The current stock price of $120.00 is trading 33.2% above its estimated GF Value™ of $90.12. GuruFocus considers Security Bancorp to be Significantly Overvalued.

Key valuation signals for SCYT:

  • Shiller PE Ratio:
  • GF Value™: $90.12 vs. price of $120.00 (33.2% above fair value)
  • GF Score™: 55/100 with 5 warning signs

No single metric tells the full story. See the SCYT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Security Bancorp Business Description

Address 306 West Main Street, Mcminnville, TN, USA, 37110
Security Bancorp Inc is a bank holding company. The company is a community-oriented financial institution organized to address the needs of McMinnville and Warren County. It is engaged in attracting deposits from the general public and using those funds to originate one to four-family mortgage loans. Its services include mobile banking, online banking, personal checking, business checking, savings accounts, CD's, and telephone banking.
55GF Score

Get the complete analysis for SCYT

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$120.00
Price
$90.12
GF Value