CTUY (Century Next Financial) Net Loan: $664.23 Mil (As of Jun. 2026)

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CTUY Century Next Financial Corp CTUY
69 GF Score
Price $71.00
GF Value $48.65
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Century Next Financial Net Loan?

Century Next Financial CTUY 69 Net Loan is $664.23 Mil as of Jun. 2026. GuruFocus rates CTUY with a GF Score™ of 69/100 and a GF Value™ of $48.65 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Century Next Financial's quarterly net loan increased from Dec. 2025 ($644.91 Mil) to Mar. 2026 ($656.46 Mil) and increased from Mar. 2026 ($656.46 Mil) to Jun. 2026 ($664.23 Mil).

Century Next Financial's annual net loan increased from Dec. 2023 ($587.21 Mil) to Dec. 2024 ($656.46 Mil) and increased from Dec. 2024 ($656.46 Mil) to Dec. 2025 ($664.23 Mil).

Century Next Financial Net Loan Historical Data

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The historical data trend for Century Next Financial's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Century Next Financial Net Loan Chart

Century Next Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 437.31 537.93 587.21 605.44 644.91

Century Next Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 617.97 624.84 644.91 656.46 664.23
CTUY
69GF Score
Century Next Financial Corp CTUY
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Century Next Financial Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $664.23 Mil mean?
Century Next Financial (CTUY) has a Net Loan of $664.23 Mil as of Jun. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Century Next Financial and its competitors.
Is Century Next Financial's Net Loan too high?
Century Next Financial's current Net Loan is $664.23 Mil. Overall, Century Next Financial has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Century Next Financial's Net Loan compare to CCNB and PPBN?
Century Next Financial's Net Loan of $664.23 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Century Next Financial and its competitors. Century Next Financial's current Net Loan is $664.23 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Century Next Financial stock overvalued right now?
Based on GuruFocus' analysis, Century Next Financial (CTUY) is currently considered Significantly Overvalued. The stock's GF Value™ is $48.65, compared to a current price of $71.00 — trading 45.9% above its estimated fair value. The current Net Loan is $664.23 Mil. Century Next Financial's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Century Next Financial (CTUY), the current Net Loan is $664.23 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Century Next Financial (CTUY) Overvalued in 2026?

Based on GuruFocus' analysis, Century Next Financial stock appears to be overvalued. The current stock price of $71.00 is trading 45.9% above its estimated GF Value™ of $48.65. GuruFocus considers Century Next Financial to be Significantly Overvalued.

Key valuation signals for CTUY:

  • Net Loan: $664.23 Mil
  • GF Value™: $48.65 vs. price of $71.00 (45.9% above fair value)
  • GF Score™: 69/100 with 4 warning signs

No single metric tells the full story. See the CTUY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Century Next Financial Business Description

Address 505 North Vienna Street, Ruston, LA, USA, 71270
Century Next Financial Corp is the United States-based holding company for Bank of Ruston. The Bank is a full-service bank that emphasizes professional and personal banking services directed to small and medium-sized businesses, professionals, and individuals. The Bank provides a full range of banking services, including its business of real estate lending to residential and commercial customers.
69GF Score

Get the complete analysis for CTUY

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$71.00
Price
$48.65
GF Value