Century Next FinancialCTUY 68 FCF Margin % is 35.74% as of Mar. 2026, which is 29% above its 10-year median of 27.68. GuruFocus rates CTUY with a GF Score™ of 68/100 and a GF Value™ of $47.82 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,505 Banks companies, Century Next Financial ranks better than 66.71% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Century Next Financial's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Century Next Financial FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Century Next Financial's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Century Next Financial's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Century Next Financial (CTUY) has a FCF Margin % of 35.74% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Century Next Financial and its competitors. This is 29% above median its historical median of 27.68. According to the industry distribution chart, Century Next Financial ranks #501 out of 1505 companies in the Banks industry, placing it in the top 33.3%.
Is Century Next Financial's FCF Margin % too high?
Century Next Financial's current FCF Margin % of 35.74% is 29% above median its 10-year median of 27.68. The Banks industry median FCF Margin % is 26.42. Century Next Financial's value of 35.74% is 35.3% above this industry median. Based on the distribution chart, Century Next Financial ranks #501 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, Century Next Financial has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Century Next Financial's FCF Margin % compare to CBBI and CHBH?
According to the Banks industry distribution chart, Century Next Financial ranks #501 out of 1505 companies for FCF Margin %. This puts Century Next Financial in the upper half of its industry. The industry median FCF Margin % is 26.42. Century Next Financial's value of 35.74% is 35.3% above this benchmark. While the company's 10-year median is 27.68 vs. the industry median of 26.42, Century Next Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.42, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Century Next Financial's current FCF Margin % of 35.74% is 35.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Century Next Financial and its competitors. For the Banks industry, the median FCF Margin % is 26.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Century Next Financial's current FCF Margin % is 35.74%, which is 29% above median its own 10-year median of 27.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Century Next Financial stock overvalued right now?
Based on GuruFocus' analysis, Century Next Financial (CTUY) is currently considered Significantly Overvalued. The stock's GF Value™ is $47.82, compared to a current price of $65.50 — trading 37% above its estimated fair value. The current FCF Margin % is 35.74%, which is 29% above median its 10-year median of 27.68 and 35.3% above the Banks industry median of 26.42. Century Next Financial's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Century Next Financial (CTUY), the current FCF Margin % is 35.74% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Century Next Financial (CTUY) Overvalued in 2026?
Based on GuruFocus' analysis, Century Next Financial stock appears to be overvalued.
The current stock price of $65.50 is trading 37% above its estimated GF Value™ of $47.82.
GuruFocus considers Century Next Financial to be Significantly Overvalued.
Key valuation signals for CTUY:
FCF Margin %: 35.74% (29% above median its 10-year median of 27.68)
GF Value™: $47.82 vs. price of $65.50 (37% above fair value)
Industry Position: 35.3% above the Banks median (#501 of 1505)
No single metric tells the full story. See the CTUY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Century Next Financial Corp is the United States-based holding company for Bank of Ruston. The Bank is a full-service bank that emphasizes professional and personal banking services directed to small and medium-sized businesses, professionals, and individuals. The Bank provides a full range of banking services, including its business of real estate lending to residential and commercial customers.
68GF Score
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