CTUY (Century Next Financial) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CTUY Century Next Financial Corp CTUY
69 GF Score
Price $71.00
GF Value $48.65
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Century Next Financial Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Century Next Financial Quality Rank Related Terms

CTUY
69GF Score
Century Next Financial Corp CTUY
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Century Next Financial (CTUY) Overvalued in 2026?

Based on GuruFocus' analysis, Century Next Financial stock appears to be overvalued. The current stock price of $71.00 is trading 45.9% above its estimated GF Value™ of $48.65. GuruFocus considers Century Next Financial to be Significantly Overvalued.

Key valuation signals for CTUY:

  • Quality Rank:
  • GF Value™: $48.65 vs. price of $71.00 (45.9% above fair value)
  • GF Score™: 69/100 with 4 warning signs

No single metric tells the full story. See the CTUY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Century Next Financial Business Description

Address 505 North Vienna Street, Ruston, LA, USA, 71270
Century Next Financial Corp is the United States-based holding company for Bank of Ruston. The Bank is a full-service bank that emphasizes professional and personal banking services directed to small and medium-sized businesses, professionals, and individuals. The Bank provides a full range of banking services, including its business of real estate lending to residential and commercial customers.
69GF Score

Get the complete analysis for CTUY

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$71.00
Price
$48.65
GF Value