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This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Century Next Financial's Median PS Value or its related term are showing as below:
CTUY's Price-to-Median-PS-Value is not ranked *
in the Banks industry.
Industry Median: 1.13 * Ranked among companies with meaningful Price-to-Median-PS-Value only.
Century Next Financial (OTCPK:CTUY) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Century Next Financial's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
71.00
/
0.00
=
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Century Next Financial Median PS Value Related Terms
Century Next Financial Median PS Value Historical Data
* Premium members only.
The historical data trend for Century Next Financial's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CTUY vs CCNB, PPBN, BNCC: Median PS Value Comparison
For the Banks - Regional subindustry, Century Next Financial's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Century Next Financial Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Century Next Financial's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Century Next Financial's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 0.
Century Next Financial's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $23.222.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Century Next Financial (CTUY) has a Median PS Value of $0.00 as of Aug. 02, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Century Next Financial and its competitors. According to the industry distribution chart, Century Next Financial ranks #999999 out of 1049 companies in the Banks industry.
Is Century Next Financial's Median PS Value too high?
Century Next Financial's current Median PS Value is $0.00. Based on the distribution chart, Century Next Financial ranks #999999 out of 1049 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Century Next Financial has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Century Next Financial's Median PS Value compare to CCNB and PPBN?
According to the Banks industry distribution chart, Century Next Financial ranks #999999 out of 1049 companies for Median PS Value. This places Century Next Financial in the lower half of its industry. The industry median Median PS Value is 1.13. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.13, based on 1,049 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Century Next Financial and its competitors. For the Banks industry, the median Median PS Value is 1.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Century Next Financial's current Median PS Value is $0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Century Next Financial stock overvalued right now?
Based on GuruFocus' analysis, Century Next Financial (CTUY) is currently considered Significantly Overvalued. The stock's GF Value™ is $48.65, compared to a current price of $71.00 — trading 45.9% above its estimated fair value. The current Median PS Value is $0.00. Century Next Financial's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Century Next Financial (CTUY), the current Median PS Value is $0.00 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Century Next Financial (CTUY) Overvalued in 2026?
Based on GuruFocus' analysis, Century Next Financial stock appears to be overvalued.
The current stock price of $71.00 is trading 45.9% above its estimated GF Value™ of $48.65.
GuruFocus considers Century Next Financial to be Significantly Overvalued.
Key valuation signals for CTUY:
Median PS Value: $0.00
GF Value™: $48.65 vs. price of $71.00 (45.9% above fair value)
No single metric tells the full story. See the CTUY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Century Next Financial Corp is the United States-based holding company for Bank of Ruston. The Bank is a full-service bank that emphasizes professional and personal banking services directed to small and medium-sized businesses, professionals, and individuals. The Bank provides a full range of banking services, including its business of real estate lending to residential and commercial customers.
69GF Score
Get the complete analysis for CTUY
Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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