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CTUY (Century Next Financial) Cyclically Adjusted PB Ratio : 1.38 (As of May. 12, 2025)


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What is Century Next Financial Cyclically Adjusted PB Ratio?

As of today (2025-05-12), Century Next Financial's current share price is $44.75. Century Next Financial's Cyclically Adjusted Book per Share for the quarter that ended in Sep. 2024 was $32.49. Century Next Financial's Cyclically Adjusted PB Ratio for today is 1.38.

The historical rank and industry rank for Century Next Financial's Cyclically Adjusted PB Ratio or its related term are showing as below:

CTUY' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.9   Med: 1.07   Max: 1.48
Current: 1.38

During the past years, Century Next Financial's highest Cyclically Adjusted PB Ratio was 1.48. The lowest was 0.90. And the median was 1.07.

CTUY's Cyclically Adjusted PB Ratio is ranked worse than
70.78% of 1273 companies
in the Banks industry
Industry Median: 1 vs CTUY: 1.38

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Century Next Financial's adjusted book value per share data for the three months ended in Sep. 2024 was $45.318. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $32.49 for the trailing ten years ended in Sep. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Century Next Financial Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Century Next Financial's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Century Next Financial Cyclically Adjusted PB Ratio Chart

Century Next Financial Annual Data
Trend Dec12 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - 1.03 1.04

Century Next Financial Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.96 1.04 0.98 1.04 1.04

Competitive Comparison of Century Next Financial's Cyclically Adjusted PB Ratio

For the Banks - Regional subindustry, Century Next Financial's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Century Next Financial's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Century Next Financial's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Century Next Financial's Cyclically Adjusted PB Ratio falls into.


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Century Next Financial Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Century Next Financial's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=44.75/32.49
=1.38

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Century Next Financial's Cyclically Adjusted Book per Share for the quarter that ended in Sep. 2024 is calculated as:

For example, Century Next Financial's adjusted Book Value per Share data for the three months ended in Sep. 2024 was:

Adj_Book=Book Value per Share/CPI of Sep. 2024 (Change)*Current CPI (Sep. 2024)
=45.318/133.0289*133.0289
=45.318

Current CPI (Sep. 2024) = 133.0289.

Century Next Financial Quarterly Data

Book Value per Share CPI Adj_Book
201109 14.585 95.727 20.268
201112 14.624 95.213 20.432
201203 14.631 96.783 20.110
201206 14.773 96.819 20.298
201209 15.007 97.633 20.448
201212 15.172 96.871 20.835
201303 15.337 98.209 20.775
201306 15.391 98.518 20.783
201512 19.383 99.792 25.839
201612 20.563 101.863 26.855
201706 0.000 103.349 0.000
201709 0.000 104.136 0.000
201712 22.343 104.011 28.576
201803 0.000 105.290 0.000
201806 23.583 106.317 29.508
201809 24.260 106.507 30.301
201812 25.806 105.998 32.387
201903 26.460 107.251 32.820
201906 26.937 108.070 33.158
201909 27.963 108.329 34.339
201912 28.715 108.420 35.233
202003 29.223 108.902 35.697
202006 29.807 108.767 36.456
202009 30.488 109.815 36.933
202012 31.332 109.897 37.927
202103 32.060 111.754 38.163
202106 31.847 114.631 36.958
202109 33.071 115.734 38.013
202112 34.034 117.630 38.490
202203 34.371 121.301 37.694
202206 34.833 125.017 37.065
202209 35.365 125.227 37.568
202212 35.500 125.222 37.713
202303 36.277 127.348 37.895
202306 0.000 128.729 0.000
202309 38.121 129.860 39.051
202312 39.941 129.419 41.055
202403 41.358 131.776 41.751
202406 42.766 132.554 42.919
202409 45.318 133.029 45.318

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Century Next Financial  (OTCPK:CTUY) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Century Next Financial Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of Century Next Financial's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Century Next Financial Business Description

Traded in Other Exchanges
N/A
Address
505 North Vienna Street, Ruston, LA, USA, 71270
Century Next Financial Corp is the United States-based holding company for Bank of Ruston. The Bank is a full-service bank that emphasizes professional and personal banking services directed to small and medium-sized businesses, professionals, and individuals. The Bank provides a full range of banking services including its business of real estate lending to residential and commercial customers.
Executives
William D Hogan director, officer: EVP Business Development CENTURY NEXT FINANCIAL CORPORATION, 505 NORTH VIENNA STREET, RUSTON LA 71270
Thomas W Rogers director CENTURY NEXT FINANCIAL CORPORATION, 505 NORTH VIENNA STREET, RUSTON LA 71270
David Layne Weeks officer: SVP and Chief Credit Officer* BANK OF RUSTON, 505 N. VIENNA STREET, RUSTON LA 71270
Mark Anthony Taylor officer: Chief Financial Officer CENTURY NEXT FINANCIAL CORPORATION, 505 NORTH VIENNA STREET, RUSTON LA 71270
Oneal Dan E Iii director CENTURY NEXT FINANCIAL CORPORATION, 505 NORTH VIENNA STREET, RUSTON LA 71270
Benjamin L Denny director, officer: President and CEO CENTURY NEXT FINANCIAL CORPORATION, 505 NORTH VIENNA STREET, RUSTON LA 71270
Warren L Post officer: (1) VP and Mortgage Lender CENTURY NEXT FINANCIAL CORPORATION, 505 NORTH VIENNA STREET, RUSTON LA 71270
Lorie R Hamlin officer: (1) VP and Operations Manager CENTURY NEXT FINANCIAL CORPORATION, 505 NORTH VIENNA STREET, RUSTON LA 71270
James H Hall officer: (1) SVP & Chief Credit Officer CENTURY NEXT FINANCIAL CORPORATION, 505 NORTH VIENNA STREET, RUSTON LA 71270
Scott R Thompson director CENTURY NEXT FINANCIAL CORPORATION, 505 NORTH VIENNA STREET, RUSTON LA 71270
Daniel D Reneau director CENTURY NEXT FINANCIAL CORPORATION, 505 NORTH VIENNA STREET, RUSTON LA 71270
Barbara L Ford officer: (1) SVP and IT Officer CENTURY NEXT FINANCIAL CORPORATION, 505 NORTH VIENNA STREET, RUSTON LA 71270
G Randall Allison officer: (1) Vice President and CFO CENTURY NEXT FINANCIAL CORPORATION, 505 NORTH VIENNA STREET, RUSTON LA 71270
Neal Walpole director CENTURY NEXT FINANCIAL CORPORATION, 505 NORTH VIENNA STREET, RUSTON LA 71270
J Brandon Ewing director CENTURY NEXT FINANCIAL CORPORATION, 505 NORTH VIENNA STREET, RUSTON LA 71270