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Century Next FinancialCTUY 69 5-Year Yield-on-Cost % is 3.84 as of Aug. 03, 2026, which is 45% above its 10-year median of 2.64. GuruFocus rates CTUY with a GF Score™ of 69/100 and a GF Value™ of $48.65 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,251 Banks companies, Century Next Financial ranks worse than 50.04% on this metric.
Century Next Financial's yield on cost for the quarter that ended in Jun. 2026 was 3.84.
The historical rank and industry rank for Century Next Financial's 5-Year Yield-on-Cost % or its related term are showing as below:
CTUY'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.95 Med: 2.64 Max: 4.55
Current: 3.84
During the past 13 years, Century Next Financial's highest Yield on Cost was 4.55. The lowest was 0.95. And the median was 2.64.
CTUY's 5-Year Yield-on-Cost % is ranked worse than 50.04% of 1251
companies
in the Banks industry
Industry Median: 3.84
vs CTUY: 3.84
Century Next Financial (OTCPK:CTUY) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Century Next Financial 5-Year Yield-on-Cost % Related Terms
CTUY vs CCNB, PPBN, BNCC: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Century Next Financial's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Century Next Financial 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Century Next Financial's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Century Next Financial's 5-Year Yield-on-Cost % falls into.
Century Next Financial 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Century Next Financial (CTUY) has a 5-Year Yield-on-Cost % of 3.84 as of Aug. 03, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Century Next Financial and its competitors. This is 45% above median its historical median of 2.64. Over the past decade, Century Next Financial's 5-Year Yield-on-Cost % has ranged from 0.95 to 4.55. According to the industry distribution chart, Century Next Financial ranks #626 out of 1251 companies in the Banks industry, placing it in the top 50%.
Is Century Next Financial's 5-Year Yield-on-Cost % too high?
Century Next Financial's current 5-Year Yield-on-Cost % of 3.84 is 45% above median its 10-year median of 2.64. Over the past 10 years, this metric has ranged from a low of 0.95 to a high of 4.55. The Banks industry median 5-Year Yield-on-Cost % is 3.84. Century Next Financial's value of 3.84 is 0% at this industry median. Based on the distribution chart, Century Next Financial ranks #626 out of 1251 companies in the Banks industry, which is above the industry midpoint. Overall, Century Next Financial has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Century Next Financial's 5-Year Yield-on-Cost % compare to CCNB and PPBN?
According to the Banks industry distribution chart, Century Next Financial ranks #626 out of 1251 companies for 5-Year Yield-on-Cost %. This puts Century Next Financial in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.84. Century Next Financial's value of 3.84 is 0% at this benchmark. Historically, Century Next Financial's own 5-Year Yield-on-Cost % has ranged from 0.95 to 4.55 over the past decade. While the company's 10-year median is 2.64 vs. the industry median of 3.84, Century Next Financial has consistently been at the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.84, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Century Next Financial's current 5-Year Yield-on-Cost % of 3.84 is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Century Next Financial and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Century Next Financial's current 5-Year Yield-on-Cost % is 3.84, which is 45% above median its own 10-year median of 2.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Century Next Financial stock overvalued right now?
Based on GuruFocus' analysis, Century Next Financial (CTUY) is currently considered Significantly Overvalued. The stock's GF Value™ is $48.65, compared to a current price of $71.00 — trading 45.9% above its estimated fair value. The current 5-Year Yield-on-Cost % is 3.84, which is 45% above median its 10-year median of 2.64 and 0% at the Banks industry median of 3.84. Century Next Financial's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Century Next Financial (CTUY), the current 5-Year Yield-on-Cost % is 3.84 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Century Next Financial (CTUY) Overvalued in 2026?
Based on GuruFocus' analysis, Century Next Financial stock appears to be overvalued.
The current stock price of $71.00 is trading 45.9% above its estimated GF Value™ of $48.65.
GuruFocus considers Century Next Financial to be Significantly Overvalued.
Key valuation signals for CTUY:
5-Year Yield-on-Cost %: 3.84 (45% above median its 10-year median of 2.64)
GF Value™: $48.65 vs. price of $71.00 (45.9% above fair value)
Industry Position: 0% at the Banks median (#626 of 1251)
No single metric tells the full story. See the CTUY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Century Next Financial Corp is the United States-based holding company for Bank of Ruston. The Bank is a full-service bank that emphasizes professional and personal banking services directed to small and medium-sized businesses, professionals, and individuals. The Bank provides a full range of banking services, including its business of real estate lending to residential and commercial customers.
69GF Score
Get the complete analysis for CTUY
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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