CTUY (Century Next Financial) Cyclically Adjusted FCF per Share: $4.63 (As of Jun. 2026)

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CTUY Century Next Financial Corp CTUY
69 GF Score
Price $71.00
GF Value $48.65
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is Century Next Financial Cyclically Adjusted FCF per Share?

Century Next Financial CTUY 69 Cyclically Adjusted FCF per Share is $4.63 as of Jun. 2026. GuruFocus rates CTUY with a GF Score™ of 69/100 and a GF Value™ of $48.65 (Significantly Overvalued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Century Next Financial's adjusted free cash flow per share for the three months ended in Jun. 2026 was $1.870. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $4.63 for the trailing ten years ended in Jun. 2026.

During the past 12 months, Century Next Financial's average Cyclically Adjusted FCF Growth Rate was 29.30% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 35.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Century Next Financial was 35.60% per year. The lowest was 35.60% per year. And the median was 35.60% per year.

As of today (2026-08-03), Century Next Financial's current stock price is $71.00. Century Next Financial's Cyclically Adjusted FCF per Share for the quarter that ended in Jun. 2026 was $4.63. Century Next Financial's Cyclically Adjusted Price-to-FCF of today is 15.33.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Century Next Financial was 21.88. The lowest was 10.92. And the median was 14.10.


Century Next Financial  (OTCPK:CTUY) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Century Next Financial's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=71.00/4.63
=15.33

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Century Next Financial was 21.88. The lowest was 10.92. And the median was 14.10.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Century Next Financial Cyclically Adjusted FCF per Share Related Terms


Century Next Financial Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Century Next Financial's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Century Next Financial Cyclically Adjusted FCF per Share Chart

Century Next Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 1.68 2.43 3.27 4.19

Century Next Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.58 3.65 4.19 4.27 4.63

CTUY vs CCNB, PPBN, BNCC: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, Century Next Financial's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Century Next Financial Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Century Next Financial's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Century Next Financial's Cyclically Adjusted Price-to-FCF falls into.


CTUY
69GF Score
Century Next Financial Corp CTUY
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Century Next Financial Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Century Next Financial's adjusted Free Cash Flow per Share data for the three months ended in Jun. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=1.87/333.9520*333.9520
=1.870

Current CPI (Jun. 2026) = 333.9520.

Century Next Financial Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201306 0.527 233.504 0.754
201512 0.000 236.525 0.000
201612 0.000 241.432 0.000
201706 0.000 244.955 0.000
201709 0.000 246.819 0.000
201712 0.000 246.524 0.000
201803 0.762 249.554 1.020
201806 -0.130 251.989 -0.172
201809 1.735 252.439 2.295
201812 -4.843 251.233 -6.438
201903 0.503 254.202 0.661
201906 0.083 256.143 0.108
201909 1.251 256.759 1.627
201912 0.323 256.974 0.420
202003 -0.312 258.115 -0.404
202006 -0.141 257.797 -0.183
202009 -0.617 260.280 -0.792
202012 4.115 260.474 5.276
202103 1.845 264.877 2.326
202106 0.685 271.696 0.842
202109 1.943 274.310 2.365
202112 0.677 278.802 0.811
202203 -1.364 287.504 -1.584
202206 3.105 296.311 3.499
202209 -1.169 296.808 -1.315
202212 2.477 296.797 2.787
202303 1.477 301.836 1.634
202306 0.728 305.109 0.797
202309 1.111 307.789 1.205
202312 2.052 306.746 2.234
202403 2.196 312.332 2.348
202406 1.464 314.175 1.556
202409 1.963 315.301 2.079
202412 1.780 315.605 1.883
202503 2.131 319.799 2.225
202506 1.218 322.561 1.261
202509 1.200 324.800 1.234
202512 4.126 324.054 4.252
202603 2.032 330.213 2.055
202606 1.870 333.952 1.870

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $4.63 mean?
Century Next Financial (CTUY) has a Cyclically Adjusted FCF per Share of $4.63 as of Jun. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Century Next Financial and its competitors.
Is Century Next Financial's Cyclically Adjusted FCF per Share too high?
Century Next Financial's current Cyclically Adjusted FCF per Share is $4.63. Overall, Century Next Financial has a GF Score™ of 69/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Century Next Financial's Cyclically Adjusted FCF per Share compare to CCNB and PPBN?
Century Next Financial's Cyclically Adjusted FCF per Share of $4.63 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Century Next Financial and its competitors. Century Next Financial's current Cyclically Adjusted FCF per Share is $4.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Century Next Financial stock overvalued right now?
Based on GuruFocus' analysis, Century Next Financial (CTUY) is currently considered Significantly Overvalued. The stock's GF Value™ is $48.65, compared to a current price of $71.00 — trading 45.9% above its estimated fair value. The current Cyclically Adjusted FCF per Share is $4.63. Century Next Financial's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Century Next Financial (CTUY), the current Cyclically Adjusted FCF per Share is $4.63 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Century Next Financial (CTUY) Overvalued in 2026?

Based on GuruFocus' analysis, Century Next Financial stock appears to be overvalued. The current stock price of $71.00 is trading 45.9% above its estimated GF Value™ of $48.65. GuruFocus considers Century Next Financial to be Significantly Overvalued.

Key valuation signals for CTUY:

  • Cyclically Adjusted FCF per Share: $4.63
  • GF Value™: $48.65 vs. price of $71.00 (45.9% above fair value)
  • GF Score™: 69/100 with 4 warning signs

No single metric tells the full story. See the CTUY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Century Next Financial Business Description

Address 505 North Vienna Street, Ruston, LA, USA, 71270
Century Next Financial Corp is the United States-based holding company for Bank of Ruston. The Bank is a full-service bank that emphasizes professional and personal banking services directed to small and medium-sized businesses, professionals, and individuals. The Bank provides a full range of banking services, including its business of real estate lending to residential and commercial customers.
69GF Score

Get the complete analysis for CTUY

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$71.00
Price
$48.65
GF Value