EBKOF (Erste Group Bank AG.) Net Loan: $313,560 Mil (As of Mar. 2026)


EBKOF Erste Group Bank AG. EBKOF
76 GF Score
Price $135.83
GF Value $79.37
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Erste Group Bank AG. Net Loan?

Erste Group Bank AG. EBKOF +2.81% 76 Net Loan is $313,560 Mil as of Mar. 2026. GuruFocus rates EBKOF with a GF Score™ of 76/100 and a GF Value™ of $79.37 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Erste Group Bank AG.'s quarterly net loan increased from Sep. 2025 ($267,738 Mil) to Dec. 2025 ($270,385 Mil) and increased from Dec. 2025 ($270,385 Mil) to Mar. 2026 ($313,560 Mil).

Erste Group Bank AG.'s annual net loan increased from Dec. 2023 ($225,703 Mil) to Dec. 2024 ($270,385 Mil) and increased from Dec. 2024 ($270,385 Mil) to Dec. 2025 ($313,560 Mil).

Erste Group Bank AG. Net Loan Historical Data

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The historical data trend for Erste Group Bank AG.'s Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Erste Group Bank AG. Net Loan Chart

Erste Group Bank AG. Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 201,671.07 211,941.74 225,703.38 229,835.60 270,385.25

Erste Group Bank AG. Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 239,837.84 258,975.78 267,738.26 270,385.25 313,559.54
EBKOF
76GF Score
Erste Group Bank AG. EBKOF
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Erste Group Bank AG. Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $313,560 Mil mean?
Erste Group Bank AG. (EBKOF) has a Net Loan of $313,560 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Erste Group Bank AG. and its competitors.
Is Erste Group Bank AG.'s Net Loan too high?
Erste Group Bank AG.'s current Net Loan is $313,560 Mil. Overall, Erste Group Bank AG. has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Erste Group Bank AG.'s Net Loan compare to PNC and USB?
Erste Group Bank AG.'s Net Loan of $313,560 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Erste Group Bank AG. and its competitors. Erste Group Bank AG.'s current Net Loan is $313,560 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Erste Group Bank AG. stock overvalued right now?
Based on GuruFocus' analysis, Erste Group Bank AG. (EBKOF) is currently considered Significantly Overvalued. The stock's GF Value™ is $79.37, compared to a current price of $135.83 — trading 71.1% above its estimated fair value. The current Net Loan is $313,560 Mil. Erste Group Bank AG.'s overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Erste Group Bank AG. (EBKOF), the current Net Loan is $313,560 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Erste Group Bank AG. (EBKOF) Overvalued in 2026?

Based on GuruFocus' analysis, Erste Group Bank AG. stock appears to be overvalued. The current stock price of $135.83 is trading 71.1% above its estimated GF Value™ of $79.37. GuruFocus considers Erste Group Bank AG. to be Significantly Overvalued.

Key valuation signals for EBKOF:

  • Net Loan: $313,560 Mil
  • GF Value™: $79.37 vs. price of $135.83 (71.1% above fair value)
  • GF Score™: 76/100 with 6 warning signs

No single metric tells the full story. See the EBKOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Erste Group Bank AG. Business Description

Address Am Belvedere 1, Vienna, AUT, A-1100
Erste Group Bank AG. is an Austria-based financial services provider catering to the needs of individuals, corporates, small businesses, and other enterprises. It offers a complete range of banking and other financial services, such as savings accounts, asset management (including investment funds), consumer credit and mortgage lending, investment banking, securities and derivatives trading, project finance, foreign exchange trading, leasing, factoring, etc. The Group's operating segments are defined according to the core markets in which it operates and include Austria, Central and Eastern Europe, and Other. Maximum revenue is generated from the Central and Eastern Europe segment, which represents its operations in the Czech Republic, Slovakia, Romania, Hungary, Croatia, and Serbia.
76GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$135.83
Price
$79.37
GF Value