Erste Group Bank AG.EBKOF -0.36%76 5-Year Yield-on-Cost % is 0.66 as of Jun. 29, 2026, which is 83% below its 10-year median of 3.83. GuruFocus rates EBKOF with a GF Score™ of 76/100 and a GF Value™ of $76.69 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,256 Banks companies, Erste Group Bank AG. ranks worse than 95.3% on this metric.
Erste Group Bank AG.'s yield on cost for the quarter that ended in Mar. 2026 was 0.66.
The historical rank and industry rank for Erste Group Bank AG.'s 5-Year Yield-on-Cost % or its related term are showing as below:
EBKOF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.66 Med: 3.83 Max: 12
Current: 0.66
During the past 13 years, Erste Group Bank AG.'s highest Yield on Cost was 12.00. The lowest was 0.66. And the median was 3.83.
EBKOF's 5-Year Yield-on-Cost % is ranked worse than 95.3% of 1256
companies
in the Banks industry
Industry Median: 3.96
vs EBKOF: 0.66
Erste Group Bank AG. (OTCPK:EBKOF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Erste Group Bank AG. 5-Year Yield-on-Cost % Related Terms
EBKOF vs PNC, USB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Erste Group Bank AG.'s 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Erste Group Bank AG. 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Erste Group Bank AG.'s 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Erste Group Bank AG.'s 5-Year Yield-on-Cost % falls into.
Erste Group Bank AG. 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Erste Group Bank AG. (EBKOF) has a 5-Year Yield-on-Cost % of 0.66 as of Jun. 29, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Erste Group Bank AG. and its competitors. This is 83% below median its historical median of 3.83. Over the past decade, Erste Group Bank AG.'s 5-Year Yield-on-Cost % has ranged from 0.66 to 12.00. According to the industry distribution chart, Erste Group Bank AG. ranks #1197 out of 1256 companies in the Banks industry, placing it in the top 95.3%.
Is Erste Group Bank AG.'s 5-Year Yield-on-Cost % too high?
Erste Group Bank AG.'s current 5-Year Yield-on-Cost % of 0.66 is 83% below median its 10-year median of 3.83. Over the past 10 years, this metric has ranged from a low of 0.66 to a high of 12.00. The Banks industry median 5-Year Yield-on-Cost % is 3.96. Erste Group Bank AG.'s value of 0.66 is 83.3% below this industry median. Based on the distribution chart, Erste Group Bank AG. ranks #1197 out of 1256 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Erste Group Bank AG. has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Erste Group Bank AG.'s 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, Erste Group Bank AG. ranks #1197 out of 1256 companies for 5-Year Yield-on-Cost %. This places Erste Group Bank AG. in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.96. Erste Group Bank AG.'s value of 0.66 is 83.3% below this benchmark. Historically, Erste Group Bank AG.'s own 5-Year Yield-on-Cost % has ranged from 0.66 to 12.00 over the past decade. While the company's 10-year median is 3.83 vs. the industry median of 3.96, Erste Group Bank AG. has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.96, based on 1,256 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Erste Group Bank AG.'s current 5-Year Yield-on-Cost % of 0.66 is 83.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Erste Group Bank AG. and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Erste Group Bank AG.'s current 5-Year Yield-on-Cost % is 0.66, which is 83% below median its own 10-year median of 3.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Erste Group Bank AG. stock overvalued right now?
Based on GuruFocus' analysis, Erste Group Bank AG. (EBKOF) is currently considered Significantly Overvalued. The stock's GF Value™ is $76.69, compared to a current price of $133.17 — trading 73.6% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.66, which is 83% below median its 10-year median of 3.83 and 83.3% below the Banks industry median of 3.96. Erste Group Bank AG.'s overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Erste Group Bank AG. (EBKOF), the current 5-Year Yield-on-Cost % is 0.66 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Erste Group Bank AG. (EBKOF) Overvalued in 2026?
Based on GuruFocus' analysis, Erste Group Bank AG. stock appears to be overvalued.
The current stock price of $133.17 is trading 73.6% above its estimated GF Value™ of $76.69.
GuruFocus considers Erste Group Bank AG. to be Significantly Overvalued.
Key valuation signals for EBKOF:
5-Year Yield-on-Cost %: 0.66 (83% below median its 10-year median of 3.83)
GF Value™: $76.69 vs. price of $133.17 (73.6% above fair value)
Industry Position: 83.3% below the Banks median (#1197 of 1256)
No single metric tells the full story. See the EBKOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Erste Group Bank AG. is an Austria-based financial services provider catering to the needs of individuals, corporates, small businesses, and other enterprises. It offers a complete range of banking and other financial services, such as savings accounts, asset management (including investment funds), consumer credit and mortgage lending, investment banking, securities and derivatives trading, project finance, foreign exchange trading, leasing, factoring, etc. The Group's operating segments are defined according to the core markets in which it operates and include Austria, Central and Eastern Europe, and Other. Maximum revenue is generated from the Central and Eastern Europe segment, which represents its operations in the Czech Republic, Slovakia, Romania, Hungary, Croatia, and Serbia.
76GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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