Erste Group Bank AG.EBKOF +1.94%76 PS Ratio is 3.65 as of Jun. 26, 2026, which is 94% above its 10-year median of 1.88. GuruFocus rates EBKOF with a GF Score™ of 76/100 and a GF Value™ of $79.00 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,515 Banks companies, Erste Group Bank AG. ranks worse than 67.26% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Erste Group Bank AG.'s share price is $133.649.
Erste Group Bank AG.'s Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $36.64. Hence, Erste Group Bank AG.'s PS Ratio for today is 3.65.
Warning Sign:
Erste Group Bank AG. stock PS Ratio (=3.71) is close to 10-year high of 3.77.
The historical rank and industry rank for Erste Group Bank AG.'s PS Ratio or its related term are showing as below:
EBKOF'
s PS Ratio Range Over the Past 10 Years
Min: 0.94 Med: 1.88 Max: 3.77
Current: 3.72
During the past 13 years, Erste Group Bank AG.'s highest PS Ratio was 3.77. The lowest was 0.94. And the median was 1.88.
EBKOF's PS Ratio is ranked worse than 67.26% of 1515
companies
in the Banks industry
Industry Median: 2.98
vs EBKOF: 3.72
Erste Group Bank AG. has shown predictable revenue and earnings growth.
During the past 12 months, the average Revenue per Share Growth Rate of Erste Group Bank AG. was 14.40% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 13.50% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 12.20% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 6.20% per year.
During the past 13 years, Erste Group Bank AG.'s highest 3-Year average Revenue per Share Growth Rate was 13.70% per year. The lowest was -6.50% per year. And the median was 1.70% per year.
Back to Basics: PS Ratio
Erste Group Bank AG. (OTCPK:EBKOF) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Erste Group Bank AG. PS Ratio Related Terms
Erste Group Bank AG. PS Ratio Historical Data
* Premium members only.
The historical data trend for Erste Group Bank AG.'s PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Erste Group Bank AG.'s PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Erste Group Bank AG. PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Erste Group Bank AG.'s PS Ratio distribution charts can be found below:
* The bar in red indicates where Erste Group Bank AG.'s PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Erste Group Bank AG.'s Share Price of today is $133.649. Erste Group Bank AG.'s Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $36.64.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Erste Group Bank AG. (EBKOF) has a PS Ratio of 3.65 as of Jun. 26, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Erste Group Bank AG. and its competitors. This is 94% above median its historical median of 1.88. Over the past decade, Erste Group Bank AG.'s PS Ratio has ranged from 0.94 to 3.77. According to the industry distribution chart, Erste Group Bank AG. ranks #1019 out of 1515 companies in the Banks industry, placing it in the top 67.3%.
Is Erste Group Bank AG.'s PS Ratio too high?
Erste Group Bank AG.'s current PS Ratio of 3.65 is 94% above median its 10-year median of 1.88. Over the past 10 years, this metric has ranged from a low of 0.94 to a high of 3.77. The Banks industry median PS Ratio is 2.98. Erste Group Bank AG.'s value of 3.65 is 22.5% above this industry median. Based on the distribution chart, Erste Group Bank AG. ranks #1019 out of 1515 companies in the Banks industry, which is below the industry midpoint. Overall, Erste Group Bank AG. has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Erste Group Bank AG.'s PS Ratio compare to PNC?
According to the Banks industry distribution chart, Erste Group Bank AG. ranks #1019 out of 1515 companies for PS Ratio. This places Erste Group Bank AG. in the lower half of its industry. The industry median PS Ratio is 2.98. Erste Group Bank AG.'s value of 3.65 is 22.5% above this benchmark. Historically, Erste Group Bank AG.'s own PS Ratio has ranged from 0.94 to 3.77 over the past decade. While the company's 10-year median is 1.88 vs. the industry median of 2.98, Erste Group Bank AG. has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 2.98, based on 1,515 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Erste Group Bank AG.'s current PS Ratio of 3.65 is 22.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Erste Group Bank AG. and its competitors. For the Banks industry, the median PS Ratio is 2.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Erste Group Bank AG.'s current PS Ratio is 3.65, which is 94% above median its own 10-year median of 1.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Erste Group Bank AG. stock overvalued right now?
Based on GuruFocus' analysis, Erste Group Bank AG. (EBKOF) is currently considered Significantly Overvalued. The stock's GF Value™ is $79.00, compared to a current price of $133.65 — trading 69.2% above its estimated fair value. The current PS Ratio is 3.65, which is 94% above median its 10-year median of 1.88 and 22.5% above the Banks industry median of 2.98. Erste Group Bank AG.'s overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Erste Group Bank AG. (EBKOF), the current PS Ratio is 3.65 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Erste Group Bank AG. (EBKOF) Overvalued in 2026?
Based on GuruFocus' analysis, Erste Group Bank AG. stock appears to be overvalued.
The current stock price of $133.65 is trading 69.2% above its estimated GF Value™ of $79.00.
GuruFocus considers Erste Group Bank AG. to be Significantly Overvalued.
Key valuation signals for EBKOF:
PS Ratio: 3.65 (94% above median its 10-year median of 1.88)
GF Value™: $79.00 vs. price of $133.65 (69.2% above fair value)
Industry Position: 22.5% above the Banks median (#1019 of 1515)
No single metric tells the full story. See the EBKOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Erste Group Bank AG. is an Austria-based financial services provider catering to the needs of individuals, corporates, small businesses, and other enterprises. It offers a complete range of banking and other financial services, such as savings accounts, asset management (including investment funds), consumer credit and mortgage lending, investment banking, securities and derivatives trading, project finance, foreign exchange trading, leasing, factoring, etc. The Group's operating segments are defined according to the core markets in which it operates and include Austria, Central and Eastern Europe, and Other. Maximum revenue is generated from the Central and Eastern Europe segment, which represents its operations in the Czech Republic, Slovakia, Romania, Hungary, Croatia, and Serbia.
76GF Score
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