EBKOF (Erste Group Bank AG.) ROE % Adjusted to Book Value: 9.53% (As of Mar. 2026)


EBKOF Erste Group Bank AG. EBKOF
76 GF Score
Price $133.65
GF Value $79.00
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Erste Group Bank AG. ROE % Adjusted to Book Value?

Erste Group Bank AG. EBKOF +1.94% 76 ROE % Adjusted to Book Value is 9.53% as of Mar. 2026. GuruFocus rates EBKOF with a GF Score™ of 76/100 and a GF Value™ of $79.00 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Erste Group Bank AG.'s ROE % for the quarter that ended in Mar. 2026 was 13.15%. Erste Group Bank AG.'s PB Ratio for the quarter that ended in Mar. 2026 was 1.38. Erste Group Bank AG.'s ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 9.53%.


Erste Group Bank AG. ROE % Adjusted to Book Value Related Terms


Erste Group Bank AG. ROE % Adjusted to Book Value Historical Data

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The historical data trend for Erste Group Bank AG.'s ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Erste Group Bank AG. ROE % Adjusted to Book Value Chart

Erste Group Bank AG. Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.53 17.83 22.13 13.82 9.76

Erste Group Bank AG. Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.20 13.47 11.22 9.50 9.53

EBKOF vs PNC: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Erste Group Bank AG.'s ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Erste Group Bank AG. ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Erste Group Bank AG.'s ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Erste Group Bank AG.'s ROE % Adjusted to Book Value falls into.


EBKOF
76GF Score
Erste Group Bank AG. EBKOF
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Erste Group Bank AG. ROE % Adjusted to Book Value Calculation

Erste Group Bank AG.'s ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=14.94% / 1.53
=9.76%

Erste Group Bank AG.'s ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=13.15% / 1.38
=9.53%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 9.53% mean?
Erste Group Bank AG. (EBKOF) has a ROE % Adjusted to Book Value of 9.53% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Erste Group Bank AG. and its competitors.
Is Erste Group Bank AG.'s ROE % Adjusted to Book Value too high?
Erste Group Bank AG.'s current ROE % Adjusted to Book Value is 9.53%. Overall, Erste Group Bank AG. has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Erste Group Bank AG.'s ROE % Adjusted to Book Value compare to PNC?
Erste Group Bank AG.'s ROE % Adjusted to Book Value of 9.53% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Erste Group Bank AG. and its competitors. Erste Group Bank AG.'s current ROE % Adjusted to Book Value is 9.53%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Erste Group Bank AG. stock overvalued right now?
Based on GuruFocus' analysis, Erste Group Bank AG. (EBKOF) is currently considered Significantly Overvalued. The stock's GF Value™ is $79.00, compared to a current price of $133.65 — trading 69.2% above its estimated fair value. The current ROE % Adjusted to Book Value is 9.53%. Erste Group Bank AG.'s overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Erste Group Bank AG. (EBKOF), the current ROE % Adjusted to Book Value is 9.53% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Erste Group Bank AG. (EBKOF) Overvalued in 2026?

Based on GuruFocus' analysis, Erste Group Bank AG. stock appears to be overvalued. The current stock price of $133.65 is trading 69.2% above its estimated GF Value™ of $79.00. GuruFocus considers Erste Group Bank AG. to be Significantly Overvalued.

Key valuation signals for EBKOF:

  • ROE % Adjusted to Book Value: 9.53%
  • GF Value™: $79.00 vs. price of $133.65 (69.2% above fair value)
  • GF Score™: 76/100 with 6 warning signs

No single metric tells the full story. See the EBKOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Erste Group Bank AG. Business Description

Address Am Belvedere 1, Vienna, AUT, A-1100
Erste Group Bank AG. is an Austria-based financial services provider catering to the needs of individuals, corporates, small businesses, and other enterprises. It offers a complete range of banking and other financial services, such as savings accounts, asset management (including investment funds), consumer credit and mortgage lending, investment banking, securities and derivatives trading, project finance, foreign exchange trading, leasing, factoring, etc. The Group's operating segments are defined according to the core markets in which it operates and include Austria, Central and Eastern Europe, and Other. Maximum revenue is generated from the Central and Eastern Europe segment, which represents its operations in the Czech Republic, Slovakia, Romania, Hungary, Croatia, and Serbia.
76GF Score

Get the complete analysis for EBKOF

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$133.65
Price
$79.00
GF Value