Erste Group Bank AG.EBKOF +0.14%76 EV-to-OCF is 9.27 as of Jul. 12, 2026, which is 619% above its 10-year median of 1.29. GuruFocus rates EBKOF with a GF Score™ of 76/100 and a GF Value™ of $79.57 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,506 Banks companies, Erste Group Bank AG. ranks worse than 69.85% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Erste Group Bank AG.'s Enterprise Value is $85,892 Mil.
Erste Group Bank AG.'s Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was $9,262 Mil. Therefore, Erste Group Bank AG.'s EV-to-OCF for today is 9.27.
The historical rank and industry rank for Erste Group Bank AG.'s EV-to-OCF or its related term are showing as below:
EBKOF'
s EV-to-OCF Range Over the Past 10 Years
Min: -16.57 Med: 1.29 Max: 42.8
Current: 9.4
During the past 13 years, the highest EV-to-OCF of Erste Group Bank AG. was 42.80. The lowest was -16.57. And the median was 1.29.
EBKOF's EV-to-OCF is ranked worse than 69.85% of 1506
companies
in the Banks industry
Industry Median: 3.72
vs EBKOF: 9.40
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Erste Group Bank AG. (OTCPK:EBKOF) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Erste Group Bank AG.'s PE Ratio (TTM) for today is calculated as:
Erste Group Bank AG.'s share price for today is $134.8066.
Erste Group Bank AG.'s Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $10.651.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Erste Group Bank AG. EV-to-OCF Related Terms
Erste Group Bank AG. EV-to-OCF Historical Data
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The historical data trend for Erste Group Bank AG.'s EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Erste Group Bank AG.'s EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Erste Group Bank AG. EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Erste Group Bank AG.'s EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Erste Group Bank AG.'s EV-to-OCF falls into.
Erste Group Bank AG.'s current Enterprise Value is $85,892 Mil.
Erste Group Bank AG.'s Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $9,262 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Erste Group Bank AG. (EBKOF) has a EV-to-OCF of 9.27 as of Jul. 12, 2026. This is 619% above median its historical median of 1.29. According to the industry distribution chart, Erste Group Bank AG. ranks #1052 out of 1506 companies in the Banks industry, placing it in the top 69.9%.
Is Erste Group Bank AG.'s EV-to-OCF too high?
Erste Group Bank AG.'s current EV-to-OCF of 9.27 is 619% above median its 10-year median of 1.29. The Banks industry median EV-to-OCF is 3.72. Erste Group Bank AG.'s value of 9.27 is 149.2% above this industry median. Based on the distribution chart, Erste Group Bank AG. ranks #1052 out of 1506 companies in the Banks industry, which is below the industry midpoint. Overall, Erste Group Bank AG. has a GF Score™ of 76/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Erste Group Bank AG.'s EV-to-OCF compare to PNC and USB?
According to the Banks industry distribution chart, Erste Group Bank AG. ranks #1052 out of 1506 companies for EV-to-OCF. This places Erste Group Bank AG. in the lower half of its industry. The industry median EV-to-OCF is 3.72. Erste Group Bank AG.'s value of 9.27 is 149.2% above this benchmark. While the company's 10-year median is 1.29 vs. the industry median of 3.72, Erste Group Bank AG. has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.72, based on 1,506 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Erste Group Bank AG.'s current EV-to-OCF of 9.27 is 149.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Erste Group Bank AG.'s current EV-to-OCF is 9.27, which is 619% above median its own 10-year median of 1.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Erste Group Bank AG. stock overvalued right now?
Based on GuruFocus' analysis, Erste Group Bank AG. (EBKOF) is currently considered Significantly Overvalued. The stock's GF Value™ is $79.57, compared to a current price of $134.81 — trading 69.4% above its estimated fair value. The current EV-to-OCF is 9.27, which is 619% above median its 10-year median of 1.29 and 149.2% above the Banks industry median of 3.72. Erste Group Bank AG.'s overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Erste Group Bank AG. (EBKOF), the current EV-to-OCF is 9.27 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Erste Group Bank AG. (EBKOF) Overvalued in 2026?
Based on GuruFocus' analysis, Erste Group Bank AG. stock appears to be overvalued.
The current stock price of $134.81 is trading 69.4% above its estimated GF Value™ of $79.57.
GuruFocus considers Erste Group Bank AG. to be Significantly Overvalued.
Key valuation signals for EBKOF:
EV-to-OCF: 9.27 (619% above median its 10-year median of 1.29)
GF Value™: $79.57 vs. price of $134.81 (69.4% above fair value)
Industry Position: 149.2% above the Banks median (#1052 of 1506)
No single metric tells the full story. See the EBKOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Erste Group Bank AG. is an Austria-based financial services provider catering to the needs of individuals, corporates, small businesses, and other enterprises. It offers a complete range of banking and other financial services, such as savings accounts, asset management (including investment funds), consumer credit and mortgage lending, investment banking, securities and derivatives trading, project finance, foreign exchange trading, leasing, factoring, etc. The Group's operating segments are defined according to the core markets in which it operates and include Austria, Central and Eastern Europe, and Other. Maximum revenue is generated from the Central and Eastern Europe segment, which represents its operations in the Czech Republic, Slovakia, Romania, Hungary, Croatia, and Serbia.
76GF Score
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