EBKOF (Erste Group Bank AG.) Debt-to-Revenue : (As of Jun. 2026)

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EBKOF Erste Group Bank AG. EBKOF
74 GF Score
Price $140.67
GF Value $93.28
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Erste Group Bank AG. Debt-to-Revenue?

Debt-to-Revenue measures a company's ability to pay off its debt.

Erste Group Bank AG.'s Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $21,269 Mil. Erste Group Bank AG.'s Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $92,363 Mil. Erste Group Bank AG.'s annualized Revenue for the quarter that ended in Jun. 2026 was $19,696 Mil. Erste Group Bank AG.'s annualized Debt-to-Revenue for the quarter that ended in Jun. 2026 was 5.77.

Erste Group Bank AG. Debt-to-Revenue Historical Data

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The historical data trend for Erste Group Bank AG.'s Debt-to-Revenue can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Erste Group Bank AG. Debt-to-Revenue Chart

Erste Group Bank AG. Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Revenue
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Erste Group Bank AG. Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
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EBKOF vs USB: Debt-to-Revenue Comparison

For the Banks - Regional subindustry, Erste Group Bank AG.'s Debt-to-Revenue, along with its competitors' market caps and Debt-to-Revenue data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Erste Group Bank AG. Debt-to-Revenue vs Banks Industry

For the Banks industry and Financial Services sector, Erste Group Bank AG.'s Debt-to-Revenue distribution charts can be found below:

* The bar in red indicates where Erste Group Bank AG.'s Debt-to-Revenue falls into.


EBKOF
74GF Score
Erste Group Bank AG. EBKOF
Debt-to-Revenue is just one metric. See GF Score™, valuation, warning signs, and more.
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Erste Group Bank AG. Debt-to-Revenue Calculation

Debt-to-Revenue measures a company's ability to pay off its debt.

Erste Group Bank AG.'s Debt-to-Revenue for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Revenue=Total Debt / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(21654.5091 + 74262.8224) / 13922.137598489
=6.89

Erste Group Bank AG.'s annualized Debt-to-Revenue for the quarter that ended in Jun. 2026 is calculated as

Debt-to-Revenue=Total Debt / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(21268.8099 + 92362.6338) / 19696.301850751
=5.77

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-Revenue, the Revenue of the last fiscal year is used. In calculating the annualized quarterly data, the Revenue data used here is four times the quarterly (Jun. 2026) Revenue data.

Is Erste Group Bank AG. (EBKOF) Overvalued in 2026?

Based on GuruFocus' analysis, Erste Group Bank AG. stock appears to be overvalued. The current stock price of $140.67 is trading 50.8% above its estimated GF Value™ of $93.28. GuruFocus considers Erste Group Bank AG. to be Significantly Overvalued.

Key valuation signals for EBKOF:

  • Debt-to-Revenue:
  • GF Value™: $93.28 vs. price of $140.67 (50.8% above fair value)
  • GF Score™: 74/100 with 6 warning signs

No single metric tells the full story. See the EBKOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Erste Group Bank AG. Business Description

Address Am Belvedere 1, Vienna, AUT, A-1100
Erste Group Bank AG. is an Austria-based financial services provider catering to the needs of individuals, corporates, small businesses, and other enterprises. It offers a complete range of banking and other financial services, such as savings accounts, asset management (including investment funds), consumer credit and mortgage lending, investment banking, securities and derivatives trading, project finance, foreign exchange trading, leasing, factoring, etc. The Group's operating segments are defined according to the core markets in which it operates and include Austria, Central and Eastern Europe, and Other. Maximum revenue is generated from the Central and Eastern Europe segment, which represents its operations in the Czech Republic, Slovakia, Romania, Hungary, Croatia, and Serbia.
74GF Score

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Debt-to-Revenue is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$140.67
Price
$93.28
GF Value