FNRN (First Northern Community Bancorp) Net Loan: $1,092.50 Mil (As of Jun. 2026)

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FNRN First Northern Community Bancorp FNRN
57 GF Score
Price $17.46
GF Value $10.61
Valuation Significantly Overvalued
! 5 Warning Signs
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What is First Northern Community Bancorp Net Loan?

First Northern Community Bancorp FNRN -0.63% 57 Net Loan is $1,092.50 Mil as of Jun. 2026. GuruFocus rates FNRN with a GF Score™ of 57/100 and a GF Value™ of $10.61 (Significantly Overvalued). The stock has 5 warning signs investors should review.

First Northern Community Bancorp's quarterly net loan increased from Dec. 2025 ($1,050.47 Mil) to Mar. 2026 ($1,064.62 Mil) and increased from Mar. 2026 ($1,064.62 Mil) to Jun. 2026 ($1,092.50 Mil).

First Northern Community Bancorp's annual net loan declined from Dec. 2023 ($1,052.47 Mil) to Dec. 2024 ($1,064.62 Mil) but then increased from Dec. 2024 ($1,064.62 Mil) to Dec. 2025 ($1,092.50 Mil).

First Northern Community Bancorp Net Loan Historical Data

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The historical data trend for First Northern Community Bancorp's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Northern Community Bancorp Net Loan Chart

First Northern Community Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 853.78 970.14 1,052.47 1,046.85 1,050.47

First Northern Community Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,063.46 1,055.97 1,050.47 1,064.62 1,092.50
FNRN
57GF Score
First Northern Community Bancorp FNRN
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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First Northern Community Bancorp Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $1,092.50 Mil mean?
First Northern Community Bancorp (FNRN) has a Net Loan of $1,092.50 Mil as of Jun. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on First Northern Community Bancorp and its competitors.
Is First Northern Community Bancorp's Net Loan too high?
First Northern Community Bancorp's current Net Loan is $1,092.50 Mil. Overall, First Northern Community Bancorp has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Northern Community Bancorp's Net Loan compare to FDBC and NASB?
First Northern Community Bancorp's Net Loan of $1,092.50 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on First Northern Community Bancorp and its competitors. First Northern Community Bancorp's current Net Loan is $1,092.50 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Northern Community Bancorp stock overvalued right now?
Based on GuruFocus' analysis, First Northern Community Bancorp (FNRN) is currently considered Significantly Overvalued. The stock's GF Value™ is $10.61, compared to a current price of $17.46 — trading 64.6% above its estimated fair value. The current Net Loan is $1,092.50 Mil. First Northern Community Bancorp's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For First Northern Community Bancorp (FNRN), the current Net Loan is $1,092.50 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Northern Community Bancorp (FNRN) Overvalued in 2026?

Based on GuruFocus' analysis, First Northern Community Bancorp stock appears to be overvalued. The current stock price of $17.46 is trading 64.6% above its estimated GF Value™ of $10.61. GuruFocus considers First Northern Community Bancorp to be Significantly Overvalued.

Key valuation signals for FNRN:

  • Net Loan: $1,092.50 Mil
  • GF Value™: $10.61 vs. price of $17.46 (64.6% above fair value)
  • GF Score™: 57/100 with 5 warning signs

No single metric tells the full story. See the FNRN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Northern Community Bancorp Business Description

Address 195 North First Street, Dixon, CA, USA, 95620
First Northern Community Bancorp is a bank holding company for a community bank, First Northern Bank of Dixon. It conducts general banking activities, including collecting deposits and originating loans, and serves Solano, Yolo, Sacramento, Placer, El Dorado, and Contra Costa Counties. It offers a broad range of alternative investment products and services, equipment leasing, credit cards, merchant card processing, payroll services, and limited international banking services. The bank generates the majority of its revenue by providing various products and services to small and medium-sized businesses and individuals. including accepting demand, interest bearing transaction, savings, and time deposits, and making commercial, consumer, and real estate-related loans.
57GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.46
Price
$10.61
GF Value