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The historical rank and industry rank for First Northern Community Bancorp's 5-Year Yield-on-Cost % or its related term are showing as below:
FNRN's 5-Year Yield-on-Cost % is not ranked *
in the Banks industry.
Industry Median: 3.77 * Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
First Northern Community Bancorp (NAS:FNRN) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
First Northern Community Bancorp 5-Year Yield-on-Cost % Related Terms
FNRN vs FDBC, NASB, CCFN: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, First Northern Community Bancorp's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Northern Community Bancorp 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, First Northern Community Bancorp's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where First Northern Community Bancorp's 5-Year Yield-on-Cost % falls into.
First Northern Community Bancorp 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
First Northern Community Bancorp (FNRN) has a 5-Year Yield-on-Cost % of 0.00 as of Aug. 05, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on First Northern Community Bancorp and its competitors. According to the industry distribution chart, First Northern Community Bancorp ranks #999999 out of 1253 companies in the Banks industry.
Is First Northern Community Bancorp's 5-Year Yield-on-Cost % too high?
First Northern Community Bancorp's current 5-Year Yield-on-Cost % is 0.00. Based on the distribution chart, First Northern Community Bancorp ranks #999999 out of 1253 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, First Northern Community Bancorp has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Northern Community Bancorp's 5-Year Yield-on-Cost % compare to FDBC and NASB?
According to the Banks industry distribution chart, First Northern Community Bancorp ranks #999999 out of 1253 companies for 5-Year Yield-on-Cost %. This places First Northern Community Bancorp in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.77. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.77, based on 1,253 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on First Northern Community Bancorp and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Northern Community Bancorp's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Northern Community Bancorp stock overvalued right now?
Based on GuruFocus' analysis, First Northern Community Bancorp (FNRN) is currently considered Significantly Overvalued. The stock's GF Value™ is $10.06, compared to a current price of $18.18 — trading 80.7% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. First Northern Community Bancorp's overall GF Score™ is 51/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For First Northern Community Bancorp (FNRN), the current 5-Year Yield-on-Cost % is 0.00 as of Aug. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Northern Community Bancorp (FNRN) Overvalued in 2026?
Based on GuruFocus' analysis, First Northern Community Bancorp stock appears to be overvalued.
The current stock price of $18.18 is trading 80.7% above its estimated GF Value™ of $10.06.
GuruFocus considers First Northern Community Bancorp to be Significantly Overvalued.
Key valuation signals for FNRN:
5-Year Yield-on-Cost %: 0.00
GF Value™: $10.06 vs. price of $18.18 (80.7% above fair value)
No single metric tells the full story. See the FNRN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Northern Community Bancorp is a bank holding company for a community bank, First Northern Bank of Dixon. It conducts general banking activities, including collecting deposits and originating loans, and serves Solano, Yolo, Sacramento, Placer, El Dorado, and Contra Costa Counties. It offers a broad range of alternative investment products and services, equipment leasing, credit cards, merchant card processing, payroll services, and limited international banking services. The bank generates the majority of its revenue by providing various products and services to small and medium-sized businesses and individuals. including accepting demand, interest bearing transaction, savings, and time deposits, and making commercial, consumer, and real estate-related loans.
51GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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