CB Central Cooperative Bank AD (FRA:4CF) Net Loan: €1,806.9 Mil (As of Dec. 2025)

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FRA:4CF CB Central Cooperative Bank AD FRA:4CF
58 GF Score
Price €1.61
GF Value €1.89
! 1 Warning Sign
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What is CB Central Cooperative Bank AD Net Loan?

CB Central Cooperative Bank AD FRA:4CF 58 Net Loan is €1,806.9 Mil as of Dec. 2025. GuruFocus rates FRA:4CF with a GF Score™ of 58/100 and a GF Value™ of €1.89. The stock has 1 warning sign investors should review.

CB Central Cooperative Bank AD's quarterly net loan increased from Jun. 2025 (€1,769.5 Mil) to Sep. 2025 (€1,797.1 Mil) and increased from Sep. 2025 (€1,797.1 Mil) to Dec. 2025 (€1,806.9 Mil).

CB Central Cooperative Bank AD's annual net loan increased from Dec. 2023 (€1,647.8 Mil) to Dec. 2024 (€1,797.1 Mil) and increased from Dec. 2024 (€1,797.1 Mil) to Dec. 2025 (€1,806.9 Mil).

CB Central Cooperative Bank AD Net Loan Historical Data

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The historical data trend for CB Central Cooperative Bank AD's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CB Central Cooperative Bank AD Net Loan Chart

CB Central Cooperative Bank AD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,459.78 1,531.89 1,647.81 1,714.03 1,806.88

CB Central Cooperative Bank AD Quarterly Data
Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,714.03 1,748.91 1,769.51 1,797.06 1,806.88
FRA:4CF
58GF Score
CB Central Cooperative Bank AD FRA:4CF
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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CB Central Cooperative Bank AD Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of €1,806.9 Mil mean?
CB Central Cooperative Bank AD (FRA:4CF) has a Net Loan of €1,806.9 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on CB Central Cooperative Bank AD and its competitors.
Is CB Central Cooperative Bank AD's Net Loan too high?
CB Central Cooperative Bank AD's current Net Loan is €1,806.9 Mil. Overall, CB Central Cooperative Bank AD has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does CB Central Cooperative Bank AD's Net Loan compare to PNC and USB?
CB Central Cooperative Bank AD's Net Loan of €1,806.9 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on CB Central Cooperative Bank AD and its competitors. CB Central Cooperative Bank AD's current Net Loan is €1,806.9 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CB Central Cooperative Bank AD stock overvalued right now?
CB Central Cooperative Bank AD (FRA:4CF) has a current Net Loan of €1,806.9 Mil. The stock's GF Value™ is €1.89, compared to a current price of €1.61 — trading 14.8% below its estimated fair value. The current Net Loan is €1,806.9 Mil. CB Central Cooperative Bank AD's overall GF Score™ is 58/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For CB Central Cooperative Bank AD (FRA:4CF), the current Net Loan is €1,806.9 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CB Central Cooperative Bank AD (FRA:4CF) Overvalued in 2026?

Based on GuruFocus' analysis, CB Central Cooperative Bank AD stock appears to be undervalued. The current stock price of €1.61 is trading 14.8% below its estimated GF Value™ of €1.89.

Key valuation signals for FRA:4CF:

  • Net Loan: €1,806.9 Mil
  • GF Value™: €1.89 vs. price of €1.61 (14.8% below fair value)
  • GF Score™: 58/100 with 1 warning sign

No single metric tells the full story. See the FRA:4CF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CB Central Cooperative Bank AD Business Description

Other Exchanges CCB:Bulgaria
Address 87 Tsarigradsko Shose Boulevard, Sofia, BGR, 1086
CB Central Cooperative Bank AD is a universal commercial bank. The Bank comprises several products and services in the field of financial intermediation, with an emphasis on SME lending and retail banking. As a universal commercial bank, the company offers an array of financial products and services. The bank is a primary dealer of government securities on the Bulgarian domestic market.
58GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.61
Price
€1.89
GF Value