CB Central Cooperative Bank AD (FRA:4CF) PS Ratio: 1.48 (As of Jul. 02, 2026) — 20% Below Median


FRA:4CF CB Central Cooperative Bank AD FRA:4CF
55 GF Score
Price €1.61
GF Value €1.87
! 1 Warning Sign
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What is CB Central Cooperative Bank AD PS Ratio?

CB Central Cooperative Bank AD FRA:4CF 55 PS Ratio is 1.48 as of Jul. 02, 2026, which is 20% below its 10-year median of 1.84. GuruFocus rates FRA:4CF with a GF Score™ of 55/100 and a GF Value™ of €1.87. The stock has 1 warning sign investors should review. Among 1,517 Banks companies, CB Central Cooperative Bank AD ranks better than 83.65% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, CB Central Cooperative Bank AD's share price is €1.61. CB Central Cooperative Bank AD's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was €1.09. Hence, CB Central Cooperative Bank AD's PS Ratio for today is 1.48.

The historical rank and industry rank for CB Central Cooperative Bank AD's PS Ratio or its related term are showing as below:

FRA:4CF' s PS Ratio Range Over the Past 10 Years
Min: 0.92   Med: 1.84   Max: 3.25
Current: 1.49

During the past 13 years, CB Central Cooperative Bank AD's highest PS Ratio was 3.25. The lowest was 0.92. And the median was 1.84.

FRA:4CF's PS Ratio is ranked better than
83.65% of 1517 companies
in the Banks industry
Industry Median: 3 vs FRA:4CF: 1.49

CB Central Cooperative Bank AD's Revenue per Sharefor the three months ended in Dec. 2025 was €0.27. Its Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was €1.09.

Warning Sign:

CB Central Cooperative Bank AD revenue per share is in decline over the past 12 months.

During the past 12 months, the average Revenue per Share Growth Rate of CB Central Cooperative Bank AD was -2.80% per year. During the past 3 years, the average Revenue per Share Growth Rate was 14.90% per year. During the past 5 years, the average Revenue per Share Growth Rate was 15.00% per year. During the past 10 years, the average Revenue per Share Growth Rate was 3.20% per year.

During the past 13 years, CB Central Cooperative Bank AD's highest 3-Year average Revenue per Share Growth Rate was 20.90% per year. The lowest was -9.60% per year. And the median was -1.10% per year.

Back to Basics: PS Ratio


CB Central Cooperative Bank AD  (FRA:4CF) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


CB Central Cooperative Bank AD PS Ratio Related Terms


CB Central Cooperative Bank AD PS Ratio Historical Data

* Premium members only.

The historical data trend for CB Central Cooperative Bank AD's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CB Central Cooperative Bank AD PS Ratio Chart

CB Central Cooperative Bank AD Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.66 2.30 1.47 1.51 1.77

CB Central Cooperative Bank AD Quarterly Data
Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.51 1.36 1.35 1.65 1.77

FRA:4CF vs PNC, USB: PS Ratio Comparison

For the Banks - Regional subindustry, CB Central Cooperative Bank AD's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CB Central Cooperative Bank AD PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, CB Central Cooperative Bank AD's PS Ratio distribution charts can be found below:

* The bar in red indicates where CB Central Cooperative Bank AD's PS Ratio falls into.


FRA:4CF
55GF Score
CB Central Cooperative Bank AD FRA:4CF
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

CB Central Cooperative Bank AD PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

CB Central Cooperative Bank AD's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=1.61/1.087
=1.48

CB Central Cooperative Bank AD's Share Price of today is €1.61.
CB Central Cooperative Bank AD's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €1.09.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 1.48 mean?
CB Central Cooperative Bank AD (FRA:4CF) has a PS Ratio of 1.48 as of Jul. 02, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on CB Central Cooperative Bank AD and its competitors. This is 20% below median its historical median of 1.84. Over the past decade, CB Central Cooperative Bank AD's PS Ratio has ranged from 0.92 to 3.25. According to the industry distribution chart, CB Central Cooperative Bank AD ranks #248 out of 1517 companies in the Banks industry, placing it in the top 16.3%.
Is CB Central Cooperative Bank AD's PS Ratio too high?
CB Central Cooperative Bank AD's current PS Ratio of 1.48 is 20% below median its 10-year median of 1.84. Over the past 10 years, this metric has ranged from a low of 0.92 to a high of 3.25. The Banks industry median PS Ratio is 3.00. CB Central Cooperative Bank AD's value of 1.48 is 50.7% below this industry median. Based on the distribution chart, CB Central Cooperative Bank AD ranks #248 out of 1517 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, CB Central Cooperative Bank AD has a GF Score™ of 55/100, reflecting its overall financial health beyond just this single metric.
How does CB Central Cooperative Bank AD's PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, CB Central Cooperative Bank AD ranks #248 out of 1517 companies for PS Ratio. This places CB Central Cooperative Bank AD in the top 16% of its industry — outperforming the majority of peers. The industry median PS Ratio is 3.00. CB Central Cooperative Bank AD's value of 1.48 is 50.7% below this benchmark. Historically, CB Central Cooperative Bank AD's own PS Ratio has ranged from 0.92 to 3.25 over the past decade. While the company's 10-year median is 1.84 vs. the industry median of 3.00, CB Central Cooperative Bank AD has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.00, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CB Central Cooperative Bank AD's current PS Ratio of 1.48 is 50.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on CB Central Cooperative Bank AD and its competitors. For the Banks industry, the median PS Ratio is 3.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CB Central Cooperative Bank AD's current PS Ratio is 1.48, which is 20% below median its own 10-year median of 1.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CB Central Cooperative Bank AD stock overvalued right now?
CB Central Cooperative Bank AD (FRA:4CF) has a current PS Ratio of 1.48. The stock's GF Value™ is €1.87, compared to a current price of €1.61 — trading 13.9% below its estimated fair value. The current PS Ratio is 1.48, which is 20% below median its 10-year median of 1.84 and 50.7% below the Banks industry median of 3.00. CB Central Cooperative Bank AD's overall GF Score™ is 55/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For CB Central Cooperative Bank AD (FRA:4CF), the current PS Ratio is 1.48 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CB Central Cooperative Bank AD (FRA:4CF) Overvalued in 2026?

Based on GuruFocus' analysis, CB Central Cooperative Bank AD stock appears to be undervalued. The current stock price of €1.61 is trading 13.9% below its estimated GF Value™ of €1.87.

Key valuation signals for FRA:4CF:

  • PS Ratio: 1.48 (20% below median its 10-year median of 1.84)
  • GF Value™: €1.87 vs. price of €1.61 (13.9% below fair value)
  • GF Score™: 55/100 with 1 warning sign
  • Industry Position: 50.7% below the Banks median (#248 of 1517)

No single metric tells the full story. See the FRA:4CF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CB Central Cooperative Bank AD Business Description

Other Exchanges CCB:Bulgaria
Address 87 Tsarigradsko Shose Boulevard, Sofia, BGR, 1086
CB Central Cooperative Bank AD is a universal commercial bank. The Bank comprises several products and services in the field of financial intermediation, with an emphasis on SME lending and retail banking. As a universal commercial bank, the company offers an array of financial products and services. The bank is a primary dealer of government securities on the Bulgarian domestic market.
55GF Score

Get the complete analysis for FRA:4CF

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.61
Price
€1.87
GF Value