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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. CB Central Cooperative Bank AD's Total Liabilities for the quarter that ended in Dec. 2025 was €4,918.7 Mil. CB Central Cooperative Bank AD's Total Assets for the quarter that ended in Dec. 2025 was €5,434.5 Mil.
Therefore, CB Central Cooperative Bank AD's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 was 0.91.
CB Central Cooperative Bank AD (FRA:4CF) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
CB Central Cooperative Bank AD Liabilities-to-Assets Related Terms
CB Central Cooperative Bank AD Liabilities-to-Assets Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CB Central Cooperative Bank AD Liabilities-to-Assets Chart
FRA:4CF vs PNC, USB: Liabilities-to-Assets Comparison
For the Banks - Regional subindustry, CB Central Cooperative Bank AD's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CB Central Cooperative Bank AD Liabilities-to-Assets vs Banks Industry
For the Banks industry and Financial Services sector, CB Central Cooperative Bank AD's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where CB Central Cooperative Bank AD's Liabilities-to-Assets falls into.
CB Central Cooperative Bank AD Liabilities-to-Assets Calculation
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
CB Central Cooperative Bank AD's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CB Central Cooperative Bank AD (FRA:4CF) has a Liabilities-to-Assets of 0.91 as of Dec. 2025. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on CB Central Cooperative Bank AD and its competitors.
Is CB Central Cooperative Bank AD's Liabilities-to-Assets too high?
CB Central Cooperative Bank AD's current Liabilities-to-Assets is 0.91. Overall, CB Central Cooperative Bank AD has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does CB Central Cooperative Bank AD's Liabilities-to-Assets compare to PNC and USB?
CB Central Cooperative Bank AD's Liabilities-to-Assets of 0.91 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on CB Central Cooperative Bank AD and its competitors. CB Central Cooperative Bank AD's current Liabilities-to-Assets is 0.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CB Central Cooperative Bank AD stock overvalued right now?
CB Central Cooperative Bank AD (FRA:4CF) has a current Liabilities-to-Assets of 0.91. The stock's GF Value™ is €1.89, compared to a current price of €1.66 — trading 12.2% below its estimated fair value. The current Liabilities-to-Assets is 0.91. CB Central Cooperative Bank AD's overall GF Score™ is 58/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For CB Central Cooperative Bank AD (FRA:4CF), the current Liabilities-to-Assets is 0.91 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CB Central Cooperative Bank AD (FRA:4CF) Overvalued in 2026?
Based on GuruFocus' analysis, CB Central Cooperative Bank AD stock appears to be undervalued.
The current stock price of €1.66 is trading 12.2% below its estimated GF Value™ of €1.89.
Key valuation signals for FRA:4CF:
Liabilities-to-Assets: 0.91
GF Value™: €1.89 vs. price of €1.66 (12.2% below fair value)
No single metric tells the full story. See the FRA:4CF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CB Central Cooperative Bank AD is a universal commercial bank. The Bank comprises several products and services in the field of financial intermediation, with an emphasis on SME lending and retail banking. As a universal commercial bank, the company offers an array of financial products and services. The bank is a primary dealer of government securities on the Bulgarian domestic market.
58GF Score
Get the complete analysis for FRA:4CF
Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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