The historical rank and industry rank for CB Central Cooperative Bank AD's Pretax Margin % or its related term are showing as below:
FRA:4CF'
s Pretax Margin % Range Over the Past 10 Years
Min: 13.94 Med: 19.83 Max: 36.4
Current: 33.35
FRA:4CF's Pretax Margin % is ranked worse than 54.19% of 1528
companies
in the Banks industry
Industry Median: 34.715
vs FRA:4CF: 33.35
CB Central Cooperative Bank AD (FRA:4CF) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
CB Central Cooperative Bank AD Pretax Margin % Related Terms
CB Central Cooperative Bank AD Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CB Central Cooperative Bank AD Pretax Margin % Chart
For the Banks - Regional subindustry, CB Central Cooperative Bank AD's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CB Central Cooperative Bank AD Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, CB Central Cooperative Bank AD's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where CB Central Cooperative Bank AD's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CB Central Cooperative Bank AD (FRA:4CF) has a Pretax Margin % of 24.36% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on CB Central Cooperative Bank AD and its competitors. This is 23% above median its historical median of 19.83. Over the past decade, CB Central Cooperative Bank AD's Pretax Margin % has ranged from 13.94 to 36.40. According to the industry distribution chart, CB Central Cooperative Bank AD ranks #828 out of 1528 companies in the Banks industry, placing it in the top 54.2%.
Is CB Central Cooperative Bank AD's Pretax Margin % too high?
CB Central Cooperative Bank AD's current Pretax Margin % of 24.36% is 23% above median its 10-year median of 19.83. Over the past 10 years, this metric has ranged from a low of 13.94 to a high of 36.40. The Banks industry median Pretax Margin % is 34.72. CB Central Cooperative Bank AD's value of 24.36% is 29.8% below this industry median. Based on the distribution chart, CB Central Cooperative Bank AD ranks #828 out of 1528 companies in the Banks industry, which is below the industry midpoint. Overall, CB Central Cooperative Bank AD has a GF Score™ of 55/100, reflecting its overall financial health beyond just this single metric.
How does CB Central Cooperative Bank AD's Pretax Margin % compare to PNC and USB?
According to the Banks industry distribution chart, CB Central Cooperative Bank AD ranks #828 out of 1528 companies for Pretax Margin %. This places CB Central Cooperative Bank AD in the lower half of its industry. The industry median Pretax Margin % is 34.72. CB Central Cooperative Bank AD's value of 24.36% is 29.8% below this benchmark. Historically, CB Central Cooperative Bank AD's own Pretax Margin % has ranged from 13.94 to 36.40 over the past decade. While the company's 10-year median is 19.83 vs. the industry median of 34.72, CB Central Cooperative Bank AD has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CB Central Cooperative Bank AD's current Pretax Margin % of 24.36% is 29.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on CB Central Cooperative Bank AD and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CB Central Cooperative Bank AD's current Pretax Margin % is 24.36%, which is 23% above median its own 10-year median of 19.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CB Central Cooperative Bank AD stock overvalued right now?
CB Central Cooperative Bank AD (FRA:4CF) has a current Pretax Margin % of 24.36%. The stock's GF Value™ is €1.87, compared to a current price of €1.61 — trading 13.9% below its estimated fair value. The current Pretax Margin % is 24.36%, which is 23% above median its 10-year median of 19.83 and 29.8% below the Banks industry median of 34.72. CB Central Cooperative Bank AD's overall GF Score™ is 55/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For CB Central Cooperative Bank AD (FRA:4CF), the current Pretax Margin % is 24.36% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CB Central Cooperative Bank AD (FRA:4CF) Overvalued in 2026?
Based on GuruFocus' analysis, CB Central Cooperative Bank AD stock appears to be undervalued.
The current stock price of €1.61 is trading 13.9% below its estimated GF Value™ of €1.87.
Key valuation signals for FRA:4CF:
Pretax Margin %: 24.36% (23% above median its 10-year median of 19.83)
GF Value™: €1.87 vs. price of €1.61 (13.9% below fair value)
Industry Position: 29.8% below the Banks median (#828 of 1528)
No single metric tells the full story. See the FRA:4CF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CB Central Cooperative Bank AD Business Description
CB Central Cooperative Bank AD is a universal commercial bank. The Bank comprises several products and services in the field of financial intermediation, with an emphasis on SME lending and retail banking. As a universal commercial bank, the company offers an array of financial products and services. The bank is a primary dealer of government securities on the Bulgarian domestic market.
55GF Score
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Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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