Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
The historical rank and industry rank for CB Central Cooperative Bank AD's EV-to-OCF or its related term are showing as below:
FRA:4CF'
s EV-to-OCF Range Over the Past 10 Years
Min: -214.34 Med: -3.77 Max: 78.34
Current: -2.46
During the past 13 years, the highest EV-to-OCF of CB Central Cooperative Bank AD was 78.34. The lowest was -214.34. And the median was -3.77.
FRA:4CF's EV-to-OCF is ranked better than 79.52% of 1499
companies
in the Banks industry
Industry Median: 3.92
vs FRA:4CF: -2.46
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
CB Central Cooperative Bank AD (FRA:4CF) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
CB Central Cooperative Bank AD's PE Ratio (TTM) for today is calculated as:
CB Central Cooperative Bank AD's share price for today is €1.61.
CB Central Cooperative Bank AD's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.335.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
CB Central Cooperative Bank AD EV-to-OCF Related Terms
CB Central Cooperative Bank AD EV-to-OCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, CB Central Cooperative Bank AD's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CB Central Cooperative Bank AD EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, CB Central Cooperative Bank AD's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where CB Central Cooperative Bank AD's EV-to-OCF falls into.
CB Central Cooperative Bank AD's current Enterprise Value is €-1,324.3 Mil.
CB Central Cooperative Bank AD's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €537.4 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CB Central Cooperative Bank AD (FRA:4CF) has a EV-to-OCF of -2.46 as of Aug. 17, 2026. According to the industry distribution chart, CB Central Cooperative Bank AD ranks #307 out of 1499 companies in the Banks industry, placing it in the top 20.5%.
Is CB Central Cooperative Bank AD's EV-to-OCF too high?
CB Central Cooperative Bank AD's current EV-to-OCF is -2.46. Based on the distribution chart, CB Central Cooperative Bank AD ranks #307 out of 1499 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, CB Central Cooperative Bank AD has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does CB Central Cooperative Bank AD's EV-to-OCF compare to PNC and USB?
According to the Banks industry distribution chart, CB Central Cooperative Bank AD ranks #307 out of 1499 companies for EV-to-OCF. This places CB Central Cooperative Bank AD in the top 21% of its industry — outperforming the majority of peers. The industry median EV-to-OCF is 3.92. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.92, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CB Central Cooperative Bank AD's current EV-to-OCF is -2.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CB Central Cooperative Bank AD stock overvalued right now?
CB Central Cooperative Bank AD (FRA:4CF) has a current EV-to-OCF of -2.46. The stock's GF Value™ is €1.91, compared to a current price of €1.61 — trading 15.7% below its estimated fair value. The current EV-to-OCF is -2.46. CB Central Cooperative Bank AD's overall GF Score™ is 58/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For CB Central Cooperative Bank AD (FRA:4CF), the current EV-to-OCF is -2.46 as of Aug. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CB Central Cooperative Bank AD (FRA:4CF) Overvalued in 2026?
Based on GuruFocus' analysis, CB Central Cooperative Bank AD stock appears to be undervalued.
The current stock price of €1.61 is trading 15.7% below its estimated GF Value™ of €1.91.
Key valuation signals for FRA:4CF:
EV-to-OCF: -2.46
GF Value™: €1.91 vs. price of €1.61 (15.7% below fair value)
No single metric tells the full story. See the FRA:4CF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CB Central Cooperative Bank AD is a universal commercial bank. The Bank comprises several products and services in the field of financial intermediation, with an emphasis on SME lending and retail banking. As a universal commercial bank, the company offers an array of financial products and services. The bank is a primary dealer of government securities on the Bulgarian domestic market.
58GF Score
Get the complete analysis for FRA:4CF
EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:4CF has been successfully added to your 
