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CB Central Cooperative Bank AD (FRA:4CF) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
CB Central Cooperative Bank AD Equity-to-Asset Related Terms
CB Central Cooperative Bank AD Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CB Central Cooperative Bank AD Equity-to-Asset Chart
For the Banks - Regional subindustry, CB Central Cooperative Bank AD's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
CB Central Cooperative Bank AD Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, CB Central Cooperative Bank AD's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where CB Central Cooperative Bank AD's Equity-to-Asset falls into.
CB Central Cooperative Bank AD Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CB Central Cooperative Bank AD (FRA:4CF) has a Equity-to-Asset of 0.09 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on CB Central Cooperative Bank AD and its competitors. This is near median its historical median of 0.09. Over the past decade, CB Central Cooperative Bank AD's Equity-to-Asset has ranged from 0.08 to 0.09. According to the industry distribution chart, CB Central Cooperative Bank AD ranks #844 out of 1524 companies in the Banks industry, placing it in the top 55.4%.
Is CB Central Cooperative Bank AD's Equity-to-Asset too high?
CB Central Cooperative Bank AD's current Equity-to-Asset of 0.09 is near median its 10-year median of 0.09. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 0.09. The Banks industry median Equity-to-Asset is 0.10. CB Central Cooperative Bank AD's value of 0.09 is 10% below this industry median. Based on the distribution chart, CB Central Cooperative Bank AD ranks #844 out of 1524 companies in the Banks industry, which is below the industry midpoint. Overall, CB Central Cooperative Bank AD has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does CB Central Cooperative Bank AD's Equity-to-Asset compare to PNC and USB?
According to the Banks industry distribution chart, CB Central Cooperative Bank AD ranks #844 out of 1524 companies for Equity-to-Asset. This places CB Central Cooperative Bank AD in the lower half of its industry. The industry median Equity-to-Asset is 0.10. CB Central Cooperative Bank AD's value of 0.09 is 10% below this benchmark. Historically, CB Central Cooperative Bank AD's own Equity-to-Asset has ranged from 0.08 to 0.09 over the past decade. While the company's 10-year median is 0.09 vs. the industry median of 0.10, CB Central Cooperative Bank AD has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CB Central Cooperative Bank AD's current Equity-to-Asset of 0.09 is 10% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on CB Central Cooperative Bank AD and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CB Central Cooperative Bank AD's current Equity-to-Asset is 0.09, which is near median its own 10-year median of 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CB Central Cooperative Bank AD stock overvalued right now?
CB Central Cooperative Bank AD (FRA:4CF) has a current Equity-to-Asset of 0.09. The stock's GF Value™ is €1.96, compared to a current price of €1.61 — trading 17.9% below its estimated fair value. The current Equity-to-Asset is 0.09, which is near median its 10-year median of 0.09 and 10% below the Banks industry median of 0.10. CB Central Cooperative Bank AD's overall GF Score™ is 59/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For CB Central Cooperative Bank AD (FRA:4CF), the current Equity-to-Asset is 0.09 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is CB Central Cooperative Bank AD (FRA:4CF) Overvalued in 2026?
Based on GuruFocus' analysis, CB Central Cooperative Bank AD stock appears to be undervalued.
The current stock price of €1.61 is trading 17.9% below its estimated GF Value™ of €1.96.
Key valuation signals for FRA:4CF:
Equity-to-Asset: 0.09 (near median its 10-year median of 0.09)
GF Value™: €1.96 vs. price of €1.61 (17.9% below fair value)
Industry Position: 10% below the Banks median (#844 of 1524)
No single metric tells the full story. See the FRA:4CF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
CB Central Cooperative Bank AD is a universal commercial bank. The Bank comprises several products and services in the field of financial intermediation, with an emphasis on SME lending and retail banking. As a universal commercial bank, the company offers an array of financial products and services. The bank is a primary dealer of government securities on the Bulgarian domestic market.
59GF Score
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