Hoist Finance AB (FRA:4HF) Net Loan: €3,803.3 Mil (As of Jun. 2026)

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FRA:4HF Hoist Finance AB FRA:4HF
70 GF Score
Price €19.73
GF Value €9.36
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Hoist Finance AB Net Loan?

Hoist Finance AB FRA:4HF -0.05% 70 Net Loan is €3,803.3 Mil as of Jun. 2026. GuruFocus rates FRA:4HF with a GF Score™ of 70/100 and a GF Value™ of €9.36 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Hoist Finance AB's quarterly net loan increased from Dec. 2025 (€3,396.7 Mil) to Mar. 2026 (€3,427.8 Mil) and increased from Mar. 2026 (€3,427.8 Mil) to Jun. 2026 (€3,803.3 Mil).

Hoist Finance AB's annual net loan increased from Dec. 2023 (€2,487.3 Mil) to Dec. 2024 (€3,427.8 Mil) and increased from Dec. 2024 (€3,427.8 Mil) to Dec. 2025 (€3,803.3 Mil).

Hoist Finance AB Net Loan Historical Data

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The historical data trend for Hoist Finance AB's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hoist Finance AB Net Loan Chart

Hoist Finance AB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,319.21 2,181.53 2,487.30 2,978.80 3,396.70

Hoist Finance AB Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,998.48 3,195.40 3,396.70 3,427.80 3,803.31
FRA:4HF
70GF Score
Hoist Finance AB FRA:4HF
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Hoist Finance AB Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of €3,803.3 Mil mean?
Hoist Finance AB (FRA:4HF) has a Net Loan of €3,803.3 Mil as of Jun. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Hoist Finance AB and its competitors.
Is Hoist Finance AB's Net Loan too high?
Hoist Finance AB's current Net Loan is €3,803.3 Mil. Overall, Hoist Finance AB has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hoist Finance AB's Net Loan compare to V and MA?
Hoist Finance AB's Net Loan of €3,803.3 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Credit Services company?
A good Net Loan depends on the Credit Services industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Hoist Finance AB and its competitors. Hoist Finance AB's current Net Loan is €3,803.3 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hoist Finance AB stock overvalued right now?
Based on GuruFocus' analysis, Hoist Finance AB (FRA:4HF) is currently considered Significantly Overvalued. The stock's GF Value™ is €9.36, compared to a current price of €19.73 — trading 110.8% above its estimated fair value. The current Net Loan is €3,803.3 Mil. Hoist Finance AB's overall GF Score™ is 70/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Hoist Finance AB (FRA:4HF), the current Net Loan is €3,803.3 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hoist Finance AB (FRA:4HF) Overvalued in 2026?

Based on GuruFocus' analysis, Hoist Finance AB stock appears to be overvalued. The current stock price of €19.73 is trading 110.8% above its estimated GF Value™ of €9.36. GuruFocus considers Hoist Finance AB to be Significantly Overvalued.

Key valuation signals for FRA:4HF:

  • Net Loan: €3,803.3 Mil
  • GF Value™: €9.36 vs. price of €19.73 (110.8% above fair value)
  • GF Score™: 70/100 with 7 warning signs

No single metric tells the full story. See the FRA:4HF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hoist Finance AB Business Description

Other Exchanges HOFI:SwedenHOFIs:UK0R65:UK
Address P.O. Box 7848, Stockholm, SWE, 103 99
Hoist Finance AB is a European asset manager of non-performing loans, with loan acquisition and management operations in several markets across Europe. The Group's core business has been the acquisition of secured and unsecured non-performing loans (NPLs) originated by banks and other financial institutions. After purchasing an NPL portfolio, Hoist Finance focuses on collection from its borrowers through sustainable payment plan agreements. The majority of the recovery activities for its acquired portfolios are managed through its service centres across Europe, supplemented by carefully selected external debt recovery partners. The Group's operating segments are: Unsecured, which generates maximum revenue, Secured, and Group Items. Geographically, it generates maximum revenue from Poland.
70GF Score

Get the complete analysis for FRA:4HF

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€19.73
Price
€9.36
GF Value