Hoist Finance AB (FRA:4HF) Margin of Safety % (DCF FCF Based): 83.54% (As of Jun. 26, 2026)


FRA:4HF Hoist Finance AB FRA:4HF
65 GF Score
Price €15.50
GF Value €8.07
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Hoist Finance AB Margin of Safety % (DCF FCF Based)?

Hoist Finance AB FRA:4HF +4.38% 65 Margin of Safety % (DCF FCF Based) is 83.54% as of Jun. 26, 2026. GuruFocus rates FRA:4HF with a GF Score™ of 65/100 and a GF Value™ of €8.07 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-26), Hoist Finance AB's Predictability Rank is 3-Stars. Hoist Finance AB's intrinsic value calculated from the Discounted FCF model is €44.74 and current share price is €15.50. Consequently,

Hoist Finance AB's Margin of Safety % (DCF FCF Based) using Discounted FCF model is 83.54%.

FRA:4HF vs V, MA, AXP: Margin of Safety % (DCF FCF Based) Comparison

For the Credit Services subindustry, Hoist Finance AB's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Hoist Finance AB Margin of Safety % (DCF FCF Based) vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Hoist Finance AB's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Hoist Finance AB's Margin of Safety % (DCF FCF Based) falls into.


FRA:4HF
65GF Score
Hoist Finance AB FRA:4HF
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Hoist Finance AB Margin of Safety % (DCF FCF Based) Calculation

Hoist Finance AB's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(94.15-15.50)/94.15
=83.54 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

What does a Margin of Safety % (DCF FCF Based) of 83.54% mean?
Hoist Finance AB (FRA:4HF) has a Margin of Safety % (DCF FCF Based) of 83.54% as of Jun. 26, 2026. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Hoist Finance AB.
Is Hoist Finance AB's Margin of Safety % (DCF FCF Based) too high?
Hoist Finance AB's current Margin of Safety % (DCF FCF Based) is 83.54%. Overall, Hoist Finance AB has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hoist Finance AB's Margin of Safety % (DCF FCF Based) compare to V and MA?
Hoist Finance AB's Margin of Safety % (DCF FCF Based) of 83.54% can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF FCF Based) for a Credit Services company?
A good Margin of Safety % (DCF FCF Based) depends on the Credit Services industry context. However, Margin of Safety % (DCF FCF Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF FCF Based) mean?
A high Margin of Safety % (DCF FCF Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Hoist Finance AB. Hoist Finance AB's current Margin of Safety % (DCF FCF Based) is 83.54%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hoist Finance AB stock overvalued right now?
Based on GuruFocus' analysis, Hoist Finance AB (FRA:4HF) is currently considered Significantly Overvalued. The stock's GF Value™ is €8.07, compared to a current price of €15.50 — trading 92.1% above its estimated fair value. The current Margin of Safety % (DCF FCF Based) is 83.54%. Hoist Finance AB's overall GF Score™ is 65/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF FCF Based) calculated?
Margin of Safety % (DCF FCF Based) is calculated from a company's financial statements. For Hoist Finance AB (FRA:4HF), the current Margin of Safety % (DCF FCF Based) is 83.54% as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hoist Finance AB (FRA:4HF) Overvalued in 2026?

Based on GuruFocus' analysis, Hoist Finance AB stock appears to be overvalued. The current stock price of €15.50 is trading 92.1% above its estimated GF Value™ of €8.07. GuruFocus considers Hoist Finance AB to be Significantly Overvalued.

Key valuation signals for FRA:4HF:

  • Margin of Safety % (DCF FCF Based): 83.54%
  • GF Value™: €8.07 vs. price of €15.50 (92.1% above fair value)
  • GF Score™: 65/100 with 8 warning signs

No single metric tells the full story. See the FRA:4HF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hoist Finance AB Business Description

Other Exchanges HOFI:SwedenHOFIs:UK0R65:UK
Address P.O. Box 7848, Stockholm, SWE, 103 99
Hoist Finance AB is a European asset manager of non-performing loans, with loan acquisition and management operations in several markets across Europe. The Group's core business has been the acquisition of secured and unsecured non-performing loans (NPLs) originated by banks and other financial institutions. After purchasing an NPL portfolio, Hoist Finance focuses on collection from its borrowers through sustainable payment plan agreements. The majority of the recovery activities for its acquired portfolios are managed through its service centres across Europe, supplemented by carefully selected external debt recovery partners. The Group's operating segments are: Unsecured, which generates maximum revenue, Secured, and Group Items. Geographically, it generates maximum revenue from Poland.
65GF Score

Get the complete analysis for FRA:4HF

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€15.50
Price
€8.07
GF Value