Hoist Finance AB (FRA:4HF) Cyclically Adjusted FCF per Share: €4.59 (As of Mar. 2026)

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FRA:4HF Hoist Finance AB FRA:4HF
68 GF Score
Price €15.82
GF Value €8.22
Valuation Significantly Overvalued
! 8 Warning Signs
View Full Analysis

What is Hoist Finance AB Cyclically Adjusted FCF per Share?

Hoist Finance AB FRA:4HF +1.87% 68 Cyclically Adjusted FCF per Share is €4.59 as of Mar. 2026. GuruFocus rates FRA:4HF with a GF Score™ of 68/100 and a GF Value™ of €8.22 (Significantly Overvalued). The stock has 8 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Hoist Finance AB's adjusted free cash flow per share for the three months ended in Mar. 2026 was €1.709. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is €4.59 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Hoist Finance AB's average Cyclically Adjusted FCF Growth Rate was 18.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

As of today (2026-07-22), Hoist Finance AB's current stock price is €15.82. Hoist Finance AB's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was €4.59. Hoist Finance AB's Cyclically Adjusted Price-to-FCF of today is 3.45.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Hoist Finance AB was 3.49. The lowest was 0.77. And the median was 1.93.


Hoist Finance AB  (FRA:4HF) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Hoist Finance AB's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=15.82/4.59
=3.45

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Hoist Finance AB was 3.49. The lowest was 0.77. And the median was 1.93.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Hoist Finance AB Cyclically Adjusted FCF per Share Related Terms


Hoist Finance AB Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Hoist Finance AB's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hoist Finance AB Cyclically Adjusted FCF per Share Chart

Hoist Finance AB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 3.15 3.80 4.71

Hoist Finance AB Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.00 3.98 4.24 4.71 4.59

FRA:4HF vs V, MA, AXP: Cyclically Adjusted FCF per Share Comparison

For the Credit Services subindustry, Hoist Finance AB's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hoist Finance AB Cyclically Adjusted Price-to-FCF vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Hoist Finance AB's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Hoist Finance AB's Cyclically Adjusted Price-to-FCF falls into.


FRA:4HF
68GF Score
Hoist Finance AB FRA:4HF
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hoist Finance AB Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Hoist Finance AB's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.709/133.5600*133.5600
=1.709

Current CPI (Mar. 2026) = 133.5600.

Hoist Finance AB Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 1.052 101.019 1.391
201609 0.361 101.138 0.477
201612 1.365 102.022 1.787
201703 0.534 102.022 0.699
201706 0.716 102.752 0.931
201709 0.709 103.279 0.917
201712 1.392 103.793 1.791
201803 0.055 103.962 0.071
201806 1.099 104.875 1.400
201809 0.961 105.679 1.215
201812 0.899 105.912 1.134
201903 0.453 105.886 0.571
201906 1.417 106.742 1.773
201909 0.711 107.214 0.886
201912 0.672 107.766 0.833
202003 1.394 106.563 1.747
202006 1.382 107.498 1.717
202009 0.684 107.635 0.849
202012 1.784 108.296 2.200
202103 0.628 108.360 0.774
202106 1.044 108.928 1.280
202109 1.203 110.338 1.456
202112 0.967 112.486 1.148
202203 1.846 114.825 2.147
202206 1.086 118.384 1.225
202209 1.946 122.296 2.125
202212 -0.822 126.365 -0.869
202303 0.521 127.042 0.548
202306 1.248 129.407 1.288
202309 0.889 130.224 0.912
202312 1.637 131.912 1.657
202403 0.693 132.205 0.700
202406 2.183 132.716 2.197
202409 1.035 132.304 1.045
202412 1.833 132.987 1.841
202503 2.379 132.825 2.392
202506 0.446 133.699 0.446
202509 1.832 133.480 1.833
202512 1.526 133.390 1.528
202603 1.709 133.560 1.709

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of €4.59 mean?
Hoist Finance AB (FRA:4HF) has a Cyclically Adjusted FCF per Share of €4.59 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Hoist Finance AB and its competitors.
Is Hoist Finance AB's Cyclically Adjusted FCF per Share too high?
Hoist Finance AB's current Cyclically Adjusted FCF per Share is €4.59. Overall, Hoist Finance AB has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hoist Finance AB's Cyclically Adjusted FCF per Share compare to V and MA?
Hoist Finance AB's Cyclically Adjusted FCF per Share of €4.59 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Credit Services company?
A good Cyclically Adjusted FCF per Share depends on the Credit Services industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Hoist Finance AB and its competitors. Hoist Finance AB's current Cyclically Adjusted FCF per Share is €4.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hoist Finance AB stock overvalued right now?
Based on GuruFocus' analysis, Hoist Finance AB (FRA:4HF) is currently considered Significantly Overvalued. The stock's GF Value™ is €8.22, compared to a current price of €15.82 — trading 92.5% above its estimated fair value. The current Cyclically Adjusted FCF per Share is €4.59. Hoist Finance AB's overall GF Score™ is 68/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Hoist Finance AB (FRA:4HF), the current Cyclically Adjusted FCF per Share is €4.59 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hoist Finance AB (FRA:4HF) Overvalued in 2026?

Based on GuruFocus' analysis, Hoist Finance AB stock appears to be overvalued. The current stock price of €15.82 is trading 92.5% above its estimated GF Value™ of €8.22. GuruFocus considers Hoist Finance AB to be Significantly Overvalued.

Key valuation signals for FRA:4HF:

  • Cyclically Adjusted FCF per Share: €4.59
  • GF Value™: €8.22 vs. price of €15.82 (92.5% above fair value)
  • GF Score™: 68/100 with 8 warning signs

No single metric tells the full story. See the FRA:4HF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hoist Finance AB Business Description

Other Exchanges HOFI:SwedenHOFIs:UK0R65:UK
Address P.O. Box 7848, Stockholm, SWE, 103 99
Hoist Finance AB is a European asset manager of non-performing loans, with loan acquisition and management operations in several markets across Europe. The Group's core business has been the acquisition of secured and unsecured non-performing loans (NPLs) originated by banks and other financial institutions. After purchasing an NPL portfolio, Hoist Finance focuses on collection from its borrowers through sustainable payment plan agreements. The majority of the recovery activities for its acquired portfolios are managed through its service centres across Europe, supplemented by carefully selected external debt recovery partners. The Group's operating segments are: Unsecured, which generates maximum revenue, Secured, and Group Items. Geographically, it generates maximum revenue from Poland.
68GF Score

Get the complete analysis for FRA:4HF

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€15.82
Price
€8.22
GF Value