Hoist Finance AB (FRA:4HF) Moat Score: 0/10 (As of Jul. 08, 2026)


FRA:4HF Hoist Finance AB FRA:4HF
65 GF Score
Price €16.46
GF Value €8.11
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Hoist Finance AB Moat Score?

Hoist Finance AB has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Hoist Finance AB has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Hoist Finance AB might have No Moat - No discernible moat.

Hoist Finance AB  (FRA:4HF) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Hoist Finance AB Moat Score Related Terms

FRA:4HF
65GF Score
Hoist Finance AB FRA:4HF
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Hoist Finance AB (FRA:4HF) Overvalued in 2026?

Based on GuruFocus' analysis, Hoist Finance AB stock appears to be overvalued. The current stock price of €16.46 is trading 103% above its estimated GF Value™ of €8.11. GuruFocus considers Hoist Finance AB to be Significantly Overvalued.

Key valuation signals for FRA:4HF:

  • Moat Score: 0
  • GF Value™: €8.11 vs. price of €16.46 (103% above fair value)
  • GF Score™: 65/100 with 8 warning signs

No single metric tells the full story. See the FRA:4HF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hoist Finance AB Business Description

Other Exchanges HOFI:SwedenHOFIs:UK0R65:UK
Address P.O. Box 7848, Stockholm, SWE, 103 99
Hoist Finance AB is a European asset manager of non-performing loans, with loan acquisition and management operations in several markets across Europe. The Group's core business has been the acquisition of secured and unsecured non-performing loans (NPLs) originated by banks and other financial institutions. After purchasing an NPL portfolio, Hoist Finance focuses on collection from its borrowers through sustainable payment plan agreements. The majority of the recovery activities for its acquired portfolios are managed through its service centres across Europe, supplemented by carefully selected external debt recovery partners. The Group's operating segments are: Unsecured, which generates maximum revenue, Secured, and Group Items. Geographically, it generates maximum revenue from Poland.
65GF Score

Get the complete analysis for FRA:4HF

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€16.46
Price
€8.11
GF Value