Hoist Finance ABFRA:4HF -0.07%65 OCF Margin % is 155.76% as of Mar. 2026, which is 8% above its 10-year median of 143.61. GuruFocus rates FRA:4HF with a GF Score™ of 65/100 and a GF Value™ of €8.06 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 531 Credit Services companies, Hoist Finance AB ranks better than 92.09% on this metric.
The historical rank and industry rank for Hoist Finance AB's OCF Margin % or its related term are showing as below:
FRA:4HF'
s OCF Margin % Range Over the Past 10 Years
Min: 105.45 Med: 143.61 Max: 176.52
Current: 132.1
During the past 13 years, the highest OCF Margin % of Hoist Finance AB was 176.52%. The lowest was 105.45%. And the median was 143.61%.
FRA:4HF's OCF Margin % is ranked better than 92.09% of 531
companies
in the Credit Services industry
Industry Median: 2.55
vs FRA:4HF: 132.10
Hoist Finance AB OCF Margin % Related Terms
Hoist Finance AB OCF Margin % Historical Data
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The historical data trend for Hoist Finance AB's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Hoist Finance AB's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hoist Finance AB OCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Hoist Finance AB's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Hoist Finance AB's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hoist Finance AB (FRA:4HF) has a OCF Margin % of 155.76% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Hoist Finance AB and its competitors. This is near median its historical median of 143.61. Over the past decade, Hoist Finance AB's OCF Margin % has ranged from 105.45 to 176.52. According to the industry distribution chart, Hoist Finance AB ranks #42 out of 531 companies in the Credit Services industry, placing it in the top 7.9%.
Is Hoist Finance AB's OCF Margin % too high?
Hoist Finance AB's current OCF Margin % of 155.76% is near median its 10-year median of 143.61. Over the past 10 years, this metric has ranged from a low of 105.45 to a high of 176.52. The Credit Services industry median OCF Margin % is 2.55. Hoist Finance AB's value of 155.76% is 6008.2% above this industry median. Based on the distribution chart, Hoist Finance AB ranks #42 out of 531 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Hoist Finance AB has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hoist Finance AB's OCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Hoist Finance AB ranks #42 out of 531 companies for OCF Margin %. This places Hoist Finance AB in the top 8% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 2.55. Hoist Finance AB's value of 155.76% is 6008.2% above this benchmark. Historically, Hoist Finance AB's own OCF Margin % has ranged from 105.45 to 176.52 over the past decade. While the company's 10-year median is 143.61 vs. the industry median of 2.55, Hoist Finance AB has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 2.55, based on 531 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hoist Finance AB's current OCF Margin % of 155.76% is 6008.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Hoist Finance AB and its competitors. For the Credit Services industry, the median OCF Margin % is 2.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hoist Finance AB's current OCF Margin % is 155.76%, which is near median its own 10-year median of 143.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hoist Finance AB stock overvalued right now?
Based on GuruFocus' analysis, Hoist Finance AB (FRA:4HF) is currently considered Significantly Overvalued. The stock's GF Value™ is €8.06, compared to a current price of €14.85 — trading 84.2% above its estimated fair value. The current OCF Margin % is 155.76%, which is near median its 10-year median of 143.61 and 6008.2% above the Credit Services industry median of 2.55. Hoist Finance AB's overall GF Score™ is 65/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Hoist Finance AB (FRA:4HF), the current OCF Margin % is 155.76% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hoist Finance AB (FRA:4HF) Overvalued in 2026?
Based on GuruFocus' analysis, Hoist Finance AB stock appears to be overvalued.
The current stock price of €14.85 is trading 84.2% above its estimated GF Value™ of €8.06.
GuruFocus considers Hoist Finance AB to be Significantly Overvalued.
Key valuation signals for FRA:4HF:
OCF Margin %: 155.76% (near median its 10-year median of 143.61)
GF Value™: €8.06 vs. price of €14.85 (84.2% above fair value)
Industry Position: 6008.2% above the Credit Services median (#42 of 531)
No single metric tells the full story. See the FRA:4HF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hoist Finance AB is a European asset manager of non-performing loans, with loan acquisition and management operations in several markets across Europe. The Group's core business has been the acquisition of secured and unsecured non-performing loans (NPLs) originated by banks and other financial institutions. After purchasing an NPL portfolio, Hoist Finance focuses on collection from its borrowers through sustainable payment plan agreements. The majority of the recovery activities for its acquired portfolios are managed through its service centres across Europe, supplemented by carefully selected external debt recovery partners. The Group's operating segments are: Unsecured, which generates maximum revenue, Secured, and Group Items. Geographically, it generates maximum revenue from Poland.
65GF Score
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