Carter Bankshares (FRA:6NH) Net Loan: €3,180.0 Mil (As of Mar. 2026)

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FRA:6NH Carter Bankshares Inc FRA:6NH
61 GF Score
Price €28.40
GF Value €25.20
Valuation Fairly Valued
! 5 Warning Signs
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What is Carter Bankshares Net Loan?

Carter Bankshares FRA:6NH -2.74% 61 Net Loan is €3,180.0 Mil as of Mar. 2026. GuruFocus rates FRA:6NH with a GF Score™ of 61/100 and a GF Value™ of €25.20 (Fairly Valued). The stock has 5 warning signs investors should review.

Carter Bankshares's quarterly net loan increased from Sep. 2025 (€3,205.5 Mil) to Dec. 2025 (€3,252.4 Mil) but then declined from Dec. 2025 (€3,252.4 Mil) to Mar. 2026 (€3,180.0 Mil).

Carter Bankshares's annual net loan increased from Dec. 2023 (€3,125.9 Mil) to Dec. 2024 (€3,252.4 Mil) but then declined from Dec. 2024 (€3,252.4 Mil) to Dec. 2025 (€3,180.0 Mil).

Carter Bankshares Net Loan Historical Data

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The historical data trend for Carter Bankshares's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Carter Bankshares Net Loan Chart

Carter Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,404.03 2,883.98 3,125.92 3,389.51 3,252.38

Carter Bankshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,187.39 3,205.54 3,252.38 3,180.00 3,194.15
FRA:6NH
61GF Score
Carter Bankshares Inc FRA:6NH
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Carter Bankshares Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of €3,180.0 Mil mean?
Carter Bankshares (FRA:6NH) has a Net Loan of €3,180.0 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Carter Bankshares and its competitors.
Is Carter Bankshares' Net Loan too high?
Carter Bankshares' current Net Loan is €3,180.0 Mil. Overall, Carter Bankshares has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Carter Bankshares' Net Loan compare to IBCP and WASH?
Carter Bankshares' Net Loan of €3,180.0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Carter Bankshares and its competitors. Carter Bankshares's current Net Loan is €3,180.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Carter Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Carter Bankshares (FRA:6NH) is currently considered Fairly Valued. The stock's GF Value™ is €25.20, compared to a current price of €28.40 — trading 12.7% above its estimated fair value. The current Net Loan is €3,180.0 Mil. Carter Bankshares' overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Carter Bankshares (FRA:6NH), the current Net Loan is €3,180.0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Carter Bankshares (FRA:6NH) Overvalued in 2026?

Based on GuruFocus' analysis, Carter Bankshares stock appears to be overvalued. The current stock price of €28.40 is trading 12.7% above its estimated GF Value™ of €25.20. GuruFocus considers Carter Bankshares to be Fairly Valued.

Key valuation signals for FRA:6NH:

  • Net Loan: €3,180.0 Mil
  • GF Value™: €25.20 vs. price of €28.40 (12.7% above fair value)
  • GF Score™: 61/100 with 5 warning signs

No single metric tells the full story. See the FRA:6NH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Carter Bankshares Business Description

Other Exchanges CARE:USA
Address 1300 Kings Mountain Road, Martinsville, VA, USA, 24112
Carter Bankshares Inc is a bank holding company that conducts its business solely through the bank. The Bank earns revenue from interest on loans and securities and fees charged for financial services provided to customers. It offers a full range of deposit services including Lifetime Free Checking, interest checking accounts, savings accounts, retirement accounts and other deposit accounts of various types, ranging from money market accounts to longer-term CDs. The Bank offers a full range of commercial and consumer loans. The Bank also originates and holds fixed and variable-rate mortgage loans and offers home equity lines of credit to its customers.
61GF Score

Get the complete analysis for FRA:6NH

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€28.40
Price
€25.20
GF Value